St. Louis County property record for 1615 Merganser Dr, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1975 |
| Lot Size | 0.422 acres (18,407 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $475,000 (Nov 2024) |
| Tax Bill | $5,516 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0070-00480 |
| Primary APN | 270-0070-00480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Gross Area |
| 1st Floor Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 18,407 sqft (0.422 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 40 sqft |
| Sauna | Sauna |
| Heating Fuel | Electric |
|---|
| Account Number | 1174787 |
|---|---|
| Street Address | 1615 MERGANSER DR |
| City | TOWER |
| State | MN |
| Zip | 55790-7402 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 48 EX BEG AT NE COR OF LOT 47 THENCES84DEG34'W ALONG N LINE OF LOT 47 136 FTTO SHORE THENCE NELY ALONG SHORE 32 FTTO THE |
| Legal Subdivision | ECHO POINT TOWN OF BREITUNG |
| Legal Lot Number | 47 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 15402 |
1615 Merganser Dr, a residential property, is held in a trust since November 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8337 W BENT TREE DR, PEORIA, AZ 85383-3844 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on File |
| Deed Sale | Nov 15, 2024 · Amount on File |
| Deed Document Number | 20241499409 |
| Prior Transfer Date | Apr 6, 2012 |
| Prior Transfer Doc | 0001188780 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1615 Merganser Dr was $5,516, up 4.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,516.00 (+4.31%) | ||
| 2025 | $5,288.00 (+6.18%) | $516,300 (+14.48%) Land $378,900 Building $137,400 | $516,300 (+14.48%) Land $378,900 Building $137,400 |
| 2024 | $4,980.00 | $451,000 Land $355,100 Building $95,900 | $451,000 Land $355,100 Building $95,900 |
| 2022 | $399,900 Land $318,600 Building $81,300 | $399,900 Land $318,600 Building $81,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1615 Merganser Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1615 Merganser Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION tribal government · serves 450 people · EPA ID 055294402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Oct 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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