1615 Long St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1615 Long St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1956
Lot Size	0.157 acres (6,865 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,692 (2023)
Deeds & Mortgages	Mar 2023 Second Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-21825.00`

Property Details

APN / Parcel Number

Primary APN	`053-21825.00`
Alternative APN	`0207 00014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	888 sqft
Basement Area	620 sqft
Finished Basement	260 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,865 sqft (0.157 acres)
Lot Dimensions	109 ft deep x 63 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	378 sqft
Patio Area	735 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0207 00014
Street Address	1615 LONG ST
City	LANCASTER
State	OH
Zip	43130-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANK L GORSUCH SENECA HEIGHTS ADD NO 3 LOT 58
Legal Subdivision	FRANK L GORSUCH SENECA ADD
Legal Lot Number	58
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1035
Census Tract	31401

Owner

1615 Long St is owned and occupied by two individuals who acquired it in March 2015.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1615 LONG ST, LANCASTER, OH 43130-1828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEMBA FINANCIAL CREDIT UNION INC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC
Sep 21, 2018	Deed of Trust, Mortgage · ARM KEMBA FINANCIAL CREDIT UNION INC
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Apr 17, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2015
Deed Sale	Mar 24, 2015
Prior Sale	Sep 18, 2000 · Amount on File
Deed Document Number	201500004674
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1615 LONG ST, LANCASTER, OH 43130-1828
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003271
Date	Mar 6, 2023
Instrument	202300003271

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1615 LONG ST, LANCASTER, OH 43130-1828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016237
Date	Aug 4, 2020
Book Page	1832/1578
Instrument	202000016237

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1615 LONG ST, LANCASTER, OH 43130-1828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017237
Date	Sep 21, 2018
Book Page	1775/1921
Instrument	201800017237

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.99%
Index	1-Year CMT
Max Rate	8.99%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1615 LONG ST, LANCASTER, OH 43130-1828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023251
Date	Oct 19, 2020
Book Page	1841/2891
Instrument	202000023251

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 17, 2017
Property Address	1615 LONG ST, LANCASTER, OH 43130-1828
Document Number	0000006568
Book / Page	001735 / 003328
Instrument Date	Apr 17, 2017
Instrument	6568
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 LONG ST LANCASTER OH 431301828, LANCASTER, OH 43130-1828

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,220 Land $15,880 Building $62,340	$223,470 Land $45,360 Building $178,110
2023	$1,692.00 Homeowner's exemption	$46,550 (-) Land $8,680 Building $37,870
2022	Homeowner's exemption	$46,550 Land $8,680 Building $37,870	$132,990 Land $24,800 Building $108,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1615 Long St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1615 Long St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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