Osceola County property record for 1615 Lakeshore Blvd, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,477 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $599,000 (Nov 2023) |
| Tax Bill | $8,292 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 80773 |
| Primary APN | 80773 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,477 sqft Heated Area |
| Gross Area | 3,063 sqft |
| 1st Floor Area | 2,061 sqft |
| Upper Floors Area | 416 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 83 ft deep x 120 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Deck Area | 20 sqft |
| Patio Area | 841 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80773 |
|---|---|
| Street Address | 1615 LAKESHORE BLVD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | ST CLOUD BLVD LOTS PB B PG 61B-64 N 83.5 FT OF LOT 71 & N 83.5 FT OF W 20 FT LOT 70 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD BLVD |
| Legal Tract | 650 |
| Legal Block | 1 |
| Legal Lot Number | 70-71 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 43400 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1218 EPSON OAKS WAY, ORLANDO, FL 32837-6322 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDATION MORTGAGE CORP |
| Nov 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FOUNDATION MORTGAGE CORP |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Mar 16, 2004 · Amount on Record |
| Deed Document Number | 2023154193 |
| Deed Book / Page | 6509 / 1768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1615 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2269 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 1218 EPSON OAKS WAY, ORLANDO, FL 32837-6322 |
| Document Number | 0065252391 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 6525/2391 |
| Instrument | 2023168252 |
| Name | FOUNDATION MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI BEACH, FL 33139 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 1615 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2269 |
| Document Number | 0065091768 |
| Book / Page | 6509 / 1768 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023154193 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | TITLE FORWARD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,193.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6947 SUGAR CREEK PATH, THE VILLAGES, FL 34762-6907 |
| Name | Verified Name |
|---|---|
| Address | 1218 EPSON OAKS WAY, ORLANDO, FL 32837-6322 |
| Document Number | 0065091770 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 6509/1770 |
| Name | FOUNDATION MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1615 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2269 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057701722 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 5770/1722 |
| Instrument | 2020104059 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Nov 1, 2034 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,292.00 (+122.66%) | $463,100 (+86.01%) Land $76,500 Building $386,600 | $463,100 (+22.35%) Land $76,500 Building $386,600 |
| 2023 | $3,724.00 (+3.56%) Homeowner's exemption | $248,970 (+3%) | $378,500 (+17.11%) Land $76,500 Building $302,000 |
| 2022 | $3,596.00 Homeowner's exemption | $241,719 | $323,200 Land $72,200 Building $251,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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