1615 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1615 Lake Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1940
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Jul 2018)
Tax Bill$1,753 (2025)
Deeds & MortgagesMay 2022 Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-24-035-104-004

Property Details

APN / Parcel Number

Primary APN06-24-035-104-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area576 sqft
2nd Floor Area576 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions147 ft deep x 45 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1615 LAKE AVE
CityELYRIA
StateOH
Zip44035-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDEN ACRES FRNT 0045.65 DPTH 0152.00
Legal SubdivisionGARDEN ACRES FRNT
Legal Tract24
Legal Block104
Legal Lot Number3
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3009
Census Tract70400

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1615 LAKE AVE, ELYRIA, OH 44035-3127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 28, 2021Transfer on Death Deed, Transfer
Jul 24, 2018Grant Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2018 · Amount on Record
Deed SaleJul 24, 2018 · Amount on Record
Deed Document Number2018004103
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1615 LAKE AVE, ELYRIA, OH 44035-3127
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000876265
DateMay 20, 2022
Instrument2022-0876265
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

December 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateDec 28, 2021
Property Address1615 LAKE AVE, ELYRIA, OH 44035-3127
Document Number0000856131
Map ReferenceVOL 9 PG 27
Instrument DateDec 27, 2021
Instrument2021-0856131
Transaction TypeTransfer
Record UpdatedJan 7, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJul 24, 2018
Property Address1615 LAKE AVE, ELYRIA, OH 44035-3127
Document Number0000680923
Instrument DateJul 23, 2018
Instrument680923
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyNEWMAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1615 LAKE AVE ELYRIA OH 440353127, ELYRIA, OH 44035-3127

Mortgage

Document Number680924
DateJul 24, 2018
Instrument680924
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,753.00$37,230 (-) Land $4,680 Building $32,550$106,370 (-) Land $13,370 Building $93,000
2024$1,753.00 (+44.52%)$37,230 (+67.3%) Land $4,680 Building $32,550$106,370 (+67.3%) Land $13,370 Building $93,000
2023$1,213.00 (+0.41%)$22,254 (-0.03%) Land $3,196 Building $19,058$63,580 (-) Land $9,130 Building $54,450
2022$1,208.00$22,260 Land $3,200 Building $19,060
2021$63,580 Land $9,130 Building $54,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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