1615 Hillcrest Dr, Polson, MT 59860 Property Records

Lake County property record for 1615 Hillcrest Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,256 sqft · built 1996
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,700 (Apr 2020)
Tax Bill	$3,909 (2026)
Deeds & Mortgages	Apr 2026 Transfer Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R154695`

Property Details

APN / Parcel Number

Primary APN	`R154695`
Alternative APNs	`15-3228-03-4-03-06-0000` `0000003455`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft
Basement Area	2,340 sqft
Finished Basement	2,340 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
View / Lot	Waterfront / Beach
Garage Area	1,210 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	620 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000003455
Street Address	1615 HILLCREST DR
City	POLSON
State	MT
Zip	59860-7228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	S03, T22 N, R20 W, ACRES 0.86, SP-264 TR A1
Legal Range	20W
Legal Township	22N
Legal Section	03
Legal Subdivision	SUBDIVISION #264
Legal Tract	A1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2046
Census Tract	940304

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1615 HILLCREST DR, POLSON, MT 59860-7228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit EAGLE BANK
Dec 1, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 15, 2020	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY BANK
Apr 10, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	2020576483
Last Transfer Date	Apr 9, 2026
Transfer Doc	0000638066
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	Apr 10, 2026
Property Address	1615 HILLCREST DR, POLSON, MT 59860-7228
Document Number	0000638066
Instrument Date	Apr 9, 2026
Instrument	2026638066
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	1615 HILLCREST DR, POLSON, MT 59860-7228
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000634574
Date	Sep 23, 2025
Instrument	634574

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	1615 HILLCREST DR, POLSON, MT 59860-7207
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000594170
Date	Dec 1, 2021
Instrument	594170

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 15, 2020
Property Address	1615 HILLCREST DR, POLSON, MT 59860-7207
Document Number	0000576483
Instrument Date	Apr 10, 2020
Instrument	576483
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5135 CHAPEL VIEW CT, NORTH LAS VEGAS, NV 89031-1186

Mortgage

Document Number	0000576484
Date	Apr 15, 2020
Instrument	576484

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Apr 10, 2018
Property Address	1615 HILLCREST DR, POLSON, MT 59860-7207
Document Number	0000561453
Instrument Date	Apr 3, 2018
Instrument	561453
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1615 HILLCREST DR, POLSON, MT 59860-7207

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,909.00 (-37.86%)	$808,000 (-22.21%)
2025	$6,291.00 (+1,298%)	$1,038,700 (+40.33%)	$808,000 (+9.16%) Land $110,586 Building $697,414
2023	$450.00 (-90.43%)	$740,200	$740,200 Land $95,636 Building $644,564
2022	$4,704.00 Disabled Person's exemption Veteran's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

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