1615 Hadley Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1615 Hadley Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,372 sqft · built 1977
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Aug 2022)
Tax Bill	$4,402 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-021-005-00`

Property Details

APN / Parcel Number

Primary APN	`008-021-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,372 sqft Living Area
1st Floor Area	2,372 sqft
Flooring	Carpet

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	435,600 sqft (10 acres)
Garage Area	312 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1615 HADLEY RD
City	LAPEER
State	MI
Zip	48446-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 21 T7N R9E T THE THE N 10 A OF SW 1/4 OF NE 1/4 10 A. 11/1/2022 COMBINED WITH 008-021-004-00
Legal Range	09E
Legal Township	07N
Legal Section	21
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

1615 Hadley Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Lapeer County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1615 HADLEY RD, LAPEER, MI 48446-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Document Number	2022
Deed Book / Page	3312 / 374
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1615 HADLEY RD, LAPEER, MI 48446-9788
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030850830
Date	Mar 11, 2020
Book Page	3085/830

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 23, 2022
Property Address	1615 HADLEY RD, LAPEER, MI 48446-9788
Document Number	0033120374
Book / Page	3312 / 374
Instrument Date	Aug 4, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIRST PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 HADLEY RD, 1615, LAPEER, MI 48446-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 ANGLE RD, LAPEER, MI 48446-7501

Mortgage

Document Number	0003312376
Date	Aug 23, 2022
Instrument	3312/376

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 12, 2021
Property Address	1615 HADLEY RD, LAPEER, MI 48446-9788
Document Number	0031640807
Book / Page	3164 / 807
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 HADLEY RD, 1615, LAPEER, MI 48446-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 HADLEY RD, LAPEER, MI 48446-9788

Tax Assessment & Valuation

The 2025 property tax bill for 1615 Hadley Rd was $4,402 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,500 (+5.45%)	$437,000 (+5.45%)
2025	$4,402.00 Homeowner's exemption	$207,200	$414,400
2023		$182,700	$365,400
2022	$5,599.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1615 Hadley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1615 Hadley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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