1615 Coster Rd, Lusby, MD 20657 Property Records

Calvert County property record for 1615 Coster Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,624 sqft · built 1975
Lot Size	0.617 acres (26,879 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Oct 2018)
Tax Bill	$3,466 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-052284`

Property Details

APN / Parcel Number

Primary APN	`01-052284`
Alternative APNs	`1052284` `052284`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,624 sqft Total Area
1st Floor Area	1,280 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	26,879 sqft (0.617 acres)
Porch	Open Porch
Porch Area	160 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	052284
Old Parcel Number	1052284
Street Address	1615 COSTER RD
City	LUSBY
State	MD
Zip	20657-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 1 SEC 2 SPRING COVE
Legal Subdivision	SPRING COVE
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1010
Census Tract	860901

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1615 COSTER RD, LUSBY, MD 20657-2965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 22, 2019	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Oct 15, 2018	Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Document Number	0000526847
Deed Book / Page	5268 / 47
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1615 COSTER RD, LUSBY, MD 20657-2965
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 COSTER RD, LUSBY, MD 20657-2965

Mortgage

Document Number	0056930013
Date	Sep 10, 2020
Book Page	5693/13

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1615 COSTER RD, LUSBY, MD 20657-2965
Document Number	0054060360
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1615 COSTER RD LUSBY MD 206572965, LUSBY, MD 20657-2965

Mortgage

Document Number	0054060360
Date	Aug 5, 2019
Book Page	005406/000360

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 15, 2018
Property Address	1615 COSTER RD, LUSBY, MD 20657-2965
Document Number	0052680047
Book / Page	5268 / 047
Map Reference	LB JLB2 FO175
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$747.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1615 COSTER RD, LUSBY, MD 20657-2965

Mortgage

Document Number	0000526854
Date	Oct 15, 2018
Instrument	5268/54

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,466.00	$333,600 Land $114,900 Building $218,700	$333,600 Land $114,900 Building $218,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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