San Diego County property record for 1615 Clemson Cir, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,016 sqft · built 2006 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Company Name on Record |
| Last Sale | $815,000 (Jun 1995) |
| Tax Bill | $30,291 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-130-07-00 |
| Primary APN | 358-130-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,016 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 29,621 sqft (0.68 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1615 CLEMSON CIR |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-7804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-2 |
| Legal Description | PAR 1 TR PM12355 |
| Legal Subdivision | P12355 |
| Legal Tract | 12355 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 8310 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1615 CLEMSON CIR, LA JOLLA, CA 92037-7804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| May 18, 2017 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| May 22, 2019 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| May 16, 2019 | Loan Modification, Mortgage · Line of Credit UNION BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1995 · Amount on Record |
| Deed Sale | Jun 1, 1995 · Amount on Record |
| Deed Document Number | 1995228841 |
| Last Transfer Date | Jul 14, 2003 |
| Transfer Doc | 0000896406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 22, 2026 |
| Property Address | 1615 CLEMSON CIR, LA JOLLA, CA 92037-7804 |
| Document Number | 0000111564 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026111564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 5255 N CAMINO ESCUELA, TUCSON, AZ 85718-5016 |
| Document Number | 0000111564, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026111564 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1615 CLEMSON CIR, LA JOLLA, CA 92037-7804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000222167 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 2017-0222167 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1615 CLEMSON CIR, LA JOLLA, CA 92037-7804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000195001 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019-0195001 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1615 CLEMSON CIR, LA JOLLA, CA 92037-7804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000598116 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019-0598116 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1615 CLEMSON CIR, LA JOLLA, CA 92037-7804 |
| Document Number | 0000194999 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Address | 1615 CLEMSON CIR LA JOLLA CA 920377804, LA JOLLA, CA 92037-7804 |
| Document Number | 0000194999 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 194999 |
| Name | UNION BK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92111-1201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,431,007 (+2%) Land $942,311 Building $1,488,696 | |
| 2025 | $30,291.00 (+5.75%) Homeowner's exemption | $2,383,341 (+4.04%) Land $923,835 Building $1,459,506 |
| 2024 | $28,643.00 (+2.25%) | |
| 2023 | $28,012.00 (+2.74%) Homeowner's exemption | $2,290,795 Land $887,962 Building $1,402,833 |
| 2022 | $27,265.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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