1615 Boulder Creek Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1615 Boulder Creek Rd, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,631 sqft · built 1982
Lot Size0.174 acres (7,560 sqft)
OwnerCompany Name on Record
Last Sale$465,000 (Aug 2013)
Tax Bill$7,203 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Nov 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN161-413-30-00

Property Details

APN / Parcel Number

Primary APN161-413-30-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,631 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,560 sqft (0.174 acres)
Lot Dimensions105 ft deep x 72 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1615 BOULDER CREEK RD
CityOCEANSIDE
StateCA
Zip92056-2928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 38 TR 008972
Legal SubdivisionGUAJOME MESA
Legal Tract008972
Legal Block2
Legal Lot Number38
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2015
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 24, 2017Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Dec 28, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSION FCU
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Feb 5, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2013 · Amount on Record
Deed SaleAug 5, 2013 · Amount on Record
Deed Document Number2013488981
Last Transfer DateAug 26, 2020
Transfer Doc0000091794
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928
Transaction TypeMortgage
Record UpdatedApr 6, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928

Mortgage

Document Number0000140493
DateMar 30, 2022
Instrument2022-0140493
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 31, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928

Mortgage

Document Number0000761587
DateNov 2, 2021
Instrument2021-0761587
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000385716
DateAug 24, 2017
Instrument2017-0385716
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 31, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000147329
DateMar 23, 2020
Instrument2020-0147329
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928

Mortgage

Document Number0000835697
DateDec 28, 2020
Instrument2020-0835697
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928

Mortgage

Document Number0000631337
DateOct 16, 2020
Instrument2020-0631337
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 5, 2021
Property Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928
Document Number0000091794
Map ReferenceMAP 8972
Instrument DateAug 26, 2020
Instrument2021-0091794
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1615 BOULDER CREEK RD, OCEANSIDE, CA 92056-2928

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$652,853 (+2%) Land $145,406 Building $507,447
2025$7,203.00 (+8.69%) Homeowner's exemption$640,053 (+4.04%) Land $142,555 Building $497,498
2023$6,627.00 (+0.27%) Homeowner's exemption$615,201 Land $137,020 Building $478,181
2022$6,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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