1615 8th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1615 8th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,181 sqft · built 1961
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (May 2025)
Tax Bill	$2,456 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2020 Sale & Mortgage + 2 more
APN	`23-7644-11120`

Property Details

APN / Parcel Number

Primary APN	`23-7644-11120`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,154 sqft Gross Area
1st Floor Area	1,154 sqft
Flooring	Brick
Interior Walls	Brick
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	25 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1615 8TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 & 13 BLOCK 11
Legal Subdivision	SEGOGS ADDITION
Legal Block	11
Legal Lot Number	12-13
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2033
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1615 8TH AVE, TWO HARBORS, MN 55616-1120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION
Oct 2, 2020	Deed, Transfer · VA Mortgage SERVION INC
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU
Sep 14, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Jun 27, 2024 · Amount on Record
Deed Document Number	20251766593
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	0000177665
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jun 26, 2023
Property Address	1615 8TH AVE, TWO HARBORS, MN 55616-1120
Document Number	A000202497
Instrument Date	Jun 16, 2023
Instrument	A000202497
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 8TH AVE, TWO HARBORS, MN 55616-1120

Mortgage

Document Number	A000202498
Date	Jun 26, 2023
Instrument	A000202498

Lender

Name	SUMMIT MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Oct 2, 2020
Property Address	1615 8TH AVE, TWO HARBORS, MN 55616-1120
Document Number	A000195146
Instrument Date	Jun 16, 2020
Instrument	A000195146
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 8TH AVE, TWO HARBORS, MN 55616-1120

Mortgage

Document Number	A000195147
Date	Oct 2, 2020
Instrument	A000195147

Lender

Name	SERVION INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Nov 27, 2017
Property Address	1615 8TH AVE, TWO HARBORS, MN 55616-1120
Document Number	A000188882
Instrument Date	Nov 22, 2017
Instrument	A000188882
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000188883
Date	Nov 27, 2017
Instrument	A000188883

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

September 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE MN
Recording Date	Sep 14, 2017
Property Address	1615 8TH AVE, TWO HARBORS, MN 55616-1120
Document Number	A000188341
Instrument Date	Aug 29, 2017
Instrument	A000188341
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,456.00 Homeowner's exemption	$334,800 (+27.69%) Land $37,200 Building $297,600	$334,800 (+27.69%) Land $37,200 Building $297,600
2023		$262,200 (+10.63%) Land $28,800 Building $233,400	$262,200 (+10.63%) Land $28,800 Building $233,400
2022		$237,000 Land $25,100 Building $211,900	$237,000 Land $25,100 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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