1615 31st St, Florence, OR 97439 Property Records

Lane County property record for 1615 31st St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1978
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Oct 2020)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-23-02301-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-23-02301-000`
Alternative APN	`0785350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Finished Area
1st Floor Area	1,300 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	252 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	0785350
Street Address	1615 31ST ST
City	FLORENCE
State	OR
Zip	97439-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-MULTI-FAMILY RES
Legal Description	SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	23
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	FRASIER & BERRYS
Legal Lot Number	2301
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3006
Census Tract	705

Owner

1615 31st St is owned and occupied by an individual who bought it in October 2020.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1615 31ST ST, FLORENCE, OR 97439-9532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 31, 2017	Intrafamily Transfer, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Oct 31, 2017
Deed Document Number	2020-061410
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 23, 2020
Property Address	1615 31ST ST, FLORENCE, OR 97439-9532
Document Number	0000061410
Map Reference	MB 2 PG 1
Instrument Date	Oct 22, 2020
Instrument	2020-061410
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1615 31ST ST, FLORENCE, OR 97439-9532

Mortgage

Document Number	0000061411
Date	Oct 23, 2020
Instrument	2020-061411

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Oct 31, 2017
Property Address	1615 31ST ST, FLORENCE, OR 97439-9532
Document Number	0000054220
Map Reference	MB2 PG2
Instrument Date	Oct 30, 2017
Instrument	2017-054220
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 31ST ST, FLORENCE, OR 97439-9532

Mortgage

Document Number	0000054221
Date	Oct 31, 2017
Instrument	2017-054221

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1615 31st St was $2,560.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,560.00	$187,636	$348,108 Land $78,632 Building $269,476
2023	$2,417.00 (+4.23%)	$176,866 (+3%)	$385,582 (+13.9%) Land $68,658 Building $316,924
2022	$2,319.00	$171,715	$338,514 Land $66,356 Building $272,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1615 31st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1615 31st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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