16146 71st St NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 16146 71st St NE, Otsego, MN 55330

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 896 sqft · built 2001
Lot Size	0.01 acres (458 sqft)
Owner	Individual Name on File
Last Sale	$189,500 (Jul 2021)
Tax Bill	$1,796 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-081-000078`

Property Details

APN / Parcel Number

Primary APN	`118-081-000078`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	896 sqft Living Area
1st Floor Area	463 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	458 sqft (0.01 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16146 71ST ST NE
City	ELK RIVER
State	MN
Zip	55330-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-121 RANGE-023 THE POINTE VILG HOMES CIC39 CO UNIT 78 T 78
Legal Range	023
Legal Township	121
Legal Section	26
Legal Subdivision	THE POINTE
Legal Unit	78
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	5
Census Block	5016
Census Tract	100101

Owner

16146 71st St NE is owned and occupied by an individual who bought it in July 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16146 71ST ST NE, ELK RIVER, MN 55330-4623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Oct 25, 2012 · Amount on File
Deed Document Number	20211477497
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 21, 2021
Property Address	16146 71ST ST NE, OTSEGO, MN 55330-4623
Document Number	0001477497
Instrument Date	Jul 9, 2021
Instrument	1477497
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16146 71ST ST NE, OTSEGO, MN 55330-4623

Mortgage

Document Number	0001477498
Date	Jul 21, 2021
Instrument	1477498

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 16146 71st St NE was $1,796.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,796.00	$186,200 (+1.36%) Land $56,000 Building $130,200	$186,200 (+1.36%) Land $56,000 Building $130,200
2025		$183,700 Land $60,000 Building $123,700	$183,700 Land $60,000 Building $123,700
2023	$1,930.00 (+11.82%)	$197,800 Land $66,000 Building $131,800	$197,800 Land $66,000 Building $131,800
2022	$1,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16146 71st St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16146 71st St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20