Wright County property record for 16145 72nd St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 5 ba · 996 sqft · built 2002 |
| Lot Size | 0.01 acres (459 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,900 (Sep 2024) |
| Tax Bill | $2,128 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-081-000168 |
| Primary APN | 118-081-000168 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 459 sqft (0.01 acres) |
| Garage Area | 363 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 16145 72ND ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-26 TWP-121 RANGE-023 THE POINTE VILG HOMES CIC39 CO UNIT 168 T 168 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 26 |
| Legal Subdivision | THE POINTE |
| Legal Unit | 168 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 100101 |
16145 72nd St NE is owned and occupied by an individual who bought it in September 2024.
Source: Wright County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16145 72ND ST NE, ELK RIVER, MN 55330-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Mar 21, 2022 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2024 · Amount on File |
| Deed Sale | Sep 26, 2024 · Amount on File |
| Prior Sale | Mar 17, 2022 · Amount on File |
| Deed Document Number | 20241694915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 16145 72ND ST NE, OTSEGO, MN 55330-6511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001478465 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 1478465 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 21, 2022 |
| Property Address | 16145 72ND ST NE, OTSEGO, MN 55330-6511 |
| Document Number | 00A1501786 |
| Instrument Date | Mar 17, 2022 |
| Instrument | A1501786 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $673.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16145 72ND ST NE, OTSEGO, MN 55330-6511 |
| Document Number | 00A1501787 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | A1501787 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Number | 00A1501788 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | A1501788 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 10, 2019 |
| Property Address | 16145 72ND ST NE, OTSEGO, MN 55330-6511 |
| Document Number | 0001399963 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 1399963 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $527.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16145 ZND ST, ELK RIVER, MN 55330 |
| Document Number | 0001399964 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 1399964 |
| Name | AMERICAN MORTGAGE & EQUITY CONSULTA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Number | 0001399965 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 1399965 |
| Name | AMERICAN MORTGAGE & EQUITY CONSULTANTS |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55435 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2029 |
The 2026 property tax bill for 16145 72nd St NE was $2,128.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,128.00 | $192,300 (+1.1%) Land $56,000 Building $136,300 | $192,300 (+1.1%) Land $56,000 Building $136,300 |
| 2025 | $190,200 Land $60,000 Building $130,200 | $190,200 Land $60,000 Building $130,200 | |
| 2023 | $2,060.00 (+10.16%) | $204,900 Land $66,000 Building $138,900 | $204,900 Land $66,000 Building $138,900 |
| 2022 | $1,870.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16145 72nd St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16145 72nd St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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