Wright County property record for 16144 71st St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,015 sqft · built 2001 |
| Lot Size | 0.011 acres (495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Nov 2018) |
| Tax Bill | $1,756 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-081-000079 |
| Primary APN | 118-081-000079 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,015 sqft Living Area |
| 1st Floor Area | 1,030 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 495 sqft (0.011 acres) |
| Garage Type | Attached |
| Garage Area | 344 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 16144 71ST ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-4623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-26 TWP-121 RANGE-023 THE POINTE VILG HOMES CIC39 CO UNIT 79 T 79 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 26 |
| Legal Subdivision | THE POINTE |
| Legal Unit | 79 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 100101 |
16144 71st St NE is owned and occupied by an individual who bought it in November 2018.
Source: Wright County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16144 71ST ST NE, ELK RIVER, MN 55330-4623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Jan 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Nov 6, 2018 | Warranty Deed, Transfer · Stand-Alone Second Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2018 · Amount on File |
| Deed Sale | Nov 6, 2018 · Amount on File |
| Prior Sale | Aug 31, 2001 · Amount on File |
| Deed Document Number | 20181383506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 7, 2026 |
| Property Address | 16144 71ST ST NE, ELK RIVER, MN 55330-4623 |
| Document Number | 0001614037 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20261614037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16144 71ST ST NE, ELK RIVER, MN 55330-4623 |
| Document Number | 0001614037, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 20261614037 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 20, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 16144 71ST ST NE, OTSEGO, MN 55330-4623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ANCONA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001415069 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 1415069 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 6, 2018 |
| Property Address | 16144 71ST ST NE, OTSEGO, MN 55330-4623 |
| Document Number | 0001383506 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 1383506 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | ALL AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $462.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16144 71ST ST NE, OTSEGO, MN 55330-4623 |
| Document Number | 0001383508 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 1383508 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Number | 0001383507 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 1383507 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2026 property tax bill for 16144 71st St NE was $1,756.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,756.00 | $186,000 (+3.1%) Land $28,000 Building $158,000 | $186,000 (+3.1%) Land $28,000 Building $158,000 |
| 2025 | $180,400 Land $30,000 Building $150,400 | $180,400 Land $30,000 Building $150,400 | |
| 2023 | $2,430.00 (+34.4%) | $216,400 Land $38,500 Building $177,900 | $216,400 Land $38,500 Building $177,900 |
| 2022 | $1,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16144 71st St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16144 71st St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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