16141 Arrowood Dr, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16141 Arrowood Dr, Ralph, AL 35480

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,018 sqft · built 1997
Lot Size	17 acres (740,520 sqft)
Owner	Individual Name on Record
Last Sale	$242,400 (Dec 2006)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-005.000`
Alternative APNs	`46768` `68933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,018 sqft Living Area
1st Floor Area	2,655 sqft
Upper Floors Area	725 sqft
Utility Area	125 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	740,520 sqft (17 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	600 sqft
Porch	Porch
Porch Area	1,328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	68933
Street Address	16141 ARROWOOD DR
City	RALPH
State	AL
Zip	35480-9446
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM NW COR NE/4 S13 T22S R12W; E 659(S) TO POB; E 602(S); S 1327(S); W 431(S); NW 402(S); NW 178(S); N 777(S) TO POB;
Legal Range	12W
Legal Township	22S
Legal Section	13
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1005
Census Tract	10303

Owner

Source: Tuscaloosa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16141 ARROWOOD DR, RALPH, AL 35480-9446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA ONE CREDIT UNION
Jan 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA ONE CREDIT UNION
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA ONE CREDIT UNION
Dec 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage BRYANT BANK
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA ONE CREDIT UNION
Jul 17, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2006 · Amount on Record
Deed Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	485477
Deed Book / Page	2006 / 29393
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Recording Date	May 8, 2026
Property Address	16141 ARROWOOD DR, RALPH, AL 35480-9446
Document Number	2026033245
Book / Page	2026 / 33245
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16141 ARROWOOD DR, RALPH, AL 35480-9446

Mortgage

Document Number	2026033245,
Date	May 8, 2026
Book Page	2026/33245

Lender

Name	ALABAMA ONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16141 ARROWOOD DR, RALPH, AL 35480-9446
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16141 ARROWOOD DR, RALPH, AL 35480-9446

Mortgage

Document Number	0000002023/0000002872
Date	Jan 19, 2023
Book Page	0000002023/0000002872

Lender

Name	ALABAMA ONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16141 ARROWOOD DR, RALPH, AL 35480-9446
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16141 ARROWOOD DR, RALPH, AL 35480-9446

Mortgage

Document Number	0000002020/0000044091
Date	Jun 10, 2020
Book Page	0000002020/0000044091

Lender

Name	ALABAMA ONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16141 ARROWOOD DR, RALPH, AL 35480-9446
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16141 ARROWOOD DR, RALPH, AL 35480-9446

Mortgage

Document Number	0000002019/0000079732
Date	Dec 9, 2019
Book Page	0000002019/0000079732

Lender

Name	BRYANT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16141 ARROWOOD DR, RALPH, AL 35480-9446
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16141 ARROWOOD DR, RALPH, AL 35480-9446

Mortgage

Document Number	0000002019/0000042337
Date	Jul 10, 2019
Book Page	0000002019/0000042337

Lender

Name	ALABAMA ONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Jul 17, 2019
Property Address	16141 ARROWOOD DR, RALPH, AL 35480-9446
Document Number	2019/15519
Book / Page	2019 / 15519
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 LAKE CREST LN, TUSCALOOSA, AL 35406-2977

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$86,060 (+38.58%) Land $16,520 Building $69,540	$430,300 (+38.58%) Land $82,600 Building $347,700
2023	Homeowner's exemption Disabled Person's exemption	$62,100 Land $13,800 Building $48,300	$310,500 Land $69,000 Building $241,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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