1614 S 3rd St, Stilwell, OK 74960 Property Records

Adair County property record for 1614 S 3rd St, Stilwell, OK 74960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,495 sqft · built 1975
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Jun 2021)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10079`

Property Details

APN / Parcel Number

Primary APN	`10079`
Alternative APN	`0010-03-015-025-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,495 sqft Living Area
1st Floor Area	1,055 sqft
Upper Floors Area	440 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10079
Street Address	1614 S 3RD ST
City	STILWELL
State	OK
Zip	74960-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 33' S OF NE COR OF SE SE SE THENCE W 310' S 105', E 310', N 105' TO BEG 1922 ADD
Legal Range	25E
Legal Township	15N
Legal Section	03
Legal Subdivision	1922 ADDITION
Legal Block	15
Legal Lot Number	25
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	2
Census Block	2039
Census Tract	376900

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1614 S 3RD ST, STILWELL, OK 74960-4863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARMSTRONG BANK
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	20211929
Deed Book / Page	581 / 365
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	000514/462
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	1614 S 3RD ST, STILWELL, OK 74960-4863
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	581/375
Date	Jun 8, 2021
Book Page	581/375
Instrument	2021-001931

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Jun 8, 2021
Property Address	1614 S 3RD ST, STILWELL, OK 74960-4863
Document Number	000581/365
Book / Page	581 / 365
Instrument Date	Jun 4, 2021
Instrument	2021-001929
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 S 3RD ST, STILWELL, OK 74960-4863

Mortgage

Document Number	000581/375
Date	Jun 8, 2021
Book Page	581/375
Instrument	2021-001931

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Municipality	Stilwell City
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,550 (-0.38%) Land $1,350 Building $15,200	$137,920 (-0.37%) Land $11,250 Building $126,670
2025	$1,206.00 (+4.06%)	$16,613 (+4.09%) Land $1,350 Building $15,263	$138,437 (+4.09%) Land $11,250 Building $127,187
2024	$1,159.00	$15,960 (-) Land $1,350 Building $14,610	$133,000 (-) Land $11,250 Building $121,750
2023	$1,159.00	$15,960 Land $1,350 Building $14,610	$133,000 Land $11,250 Building $121,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILWELL serves 3,276 people · EPA ID OK1020205
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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