1614 McRae Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 1614 McRae Dr, Cheboygan, MI 49721

Property Summary

Property TypeResidential Vacant Land
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$1,353 (2025)
Deeds & MortgagesApr 2019 Refinance
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN105-R49-000-023-00

Property Details

APN / Parcel Number

Primary APN105-R49-000-023-00

Exterior

Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address1614 MCRAE DR
CityCHEBOYGAN
StateMI
Zip49721-8917
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPLAT OF RIVERS' VIEW, LOT 23. (SEC 8, T37N,R1W) 303/320;565/152;1269/391;1269/398;1301/624
Legal Range01W
Legal Township023
Legal Section08
Legal SubdivisionPLAT OF RIVERS VIEW
Legal Lot Number23
JurisdictionCHEBOYGAN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2035
Census Tract960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6180 RYNN RD, CLYDE, MI 48049-4216
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS NATIONAL BANK
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 1992
Deed SaleMay 19, 1992
Deed Book / Page565 / 152
Last Transfer DateOct 17, 2014
Transfer Doc001269/398
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address1614 MCRAE DR, CHEBOYGAN, MI 49721-8917
Transaction TypeMortgage
Record UpdatedJun 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001383/743
DateApr 30, 2019
Book Page1383/743
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2034

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address1614 MCRAE DR, CHEBOYGAN, MI 49721-8917
Transaction TypeMortgage
Record UpdatedJun 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1614 MCRAE DR, CHEBOYGAN, MI 49721-8917

Mortgage

Document Number0000001447/0000000666
DateApr 27, 2021
Book Page0000001447/0000000666
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionBenton Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,400 (+7.41%)$118,800 (+7.41%)
2025$1,353.00 (+2.97%)$55,300 (+27.13%)$110,600 (+27.13%)
2024$1,314.00 (+8.77%)
2023$43,500$87,000
2022$1,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Presque Isle Connect
Fiber
1,000 / 1,000

May also be available: T-Mobile.

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