Island County property record for 1614 McKinnon Dr, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,487 sqft · built 1973 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $880,000 (Jul 2025) |
| Tax Bill | $4,835 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Apr 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S8480-00-00001-0 |
| Primary APN | S8480-00-00001-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,487 sqft Living Area |
| Gross Area | 4,189 sqft |
| 1st Floor Area | 2,336 sqft |
| Upper Floors Area | 1,151 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Hardboard/Plywood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 71,438 sqft (1.64 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 456 sqft |
| Storage Building | 128 sqft |
| Heating Fuel | Electric |
|---|
| Street Address | 1614 MCKINNON DR |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | WOODRIDGE AC LOT 1 |
| Legal Subdivision | WOODRIDGE AC |
| Legal Lot Number | 1 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970401 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 18, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 4, 2025 | Divorce Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Jun 30, 2021 | Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD |
| Apr 2, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 26, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on Record |
| Deed Sale | Jul 18, 2025 · Amount on Record |
| Prior Sale | Apr 4, 2025 · Amount on Record |
| Deed Document Number | 20254588491 |
| Prior Transfer Date | Mar 21, 2025 |
| Prior Transfer Doc | 0004584116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jul 18, 2025 |
| Property Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004588491 |
| Map Reference | VOL 12 PG 1 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 4588491 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,724.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004588492 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | 4588492 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Apr 4, 2025 |
| Property Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004584116 |
| Map Reference | VOL 12 PG 1 |
| Instrument Date | Mar 21, 2025 |
| Instrument | 4584116 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004584117 |
|---|---|
| Date | Apr 4, 2025 |
| Instrument | 4584117 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 30, 2021 |
| Property Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004523072 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 4523072 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE OF ISLAND CNTY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,440.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004523073 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 4523073 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004484346 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | RAINIER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1614 MCKINNON DR OAK HARBOR WA 982778870, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004484346 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 4484346 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1614 MCKINNON DR, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004451208 |
| Instrument Date | May 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1614 MCKINNON DR OAK HARBOR WA 982778870, OAK HARBOR, WA 98277-8870 |
| Document Number | 0004451208 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 4451208 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 5, 2058 |
| Rate Type | Adjustable Rate |
|---|
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,835.00 (+12.03%) | ||
| 2025 | $624,688 (-) Land $200,000 Building $424,688 | $624,688 (-) Land $200,000 Building $424,688 | |
| 2023 | $4,316.00 | $624,688 (+7.74%) Land $200,000 Building $424,688 | $624,688 (+7.74%) Land $200,000 Building $424,688 |
| 2022 | $579,796 Land $190,000 Building $389,796 | $579,796 Land $190,000 Building $389,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TIMARU COMMUNITY WATER ASSOCIATION private · serves 27 people · EPA ID WA5398215 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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