1614 Flatland Trl, Temple, TX 76502 Property Records

Bell County property record for 1614 Flatland Trl, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,659 sqft · built 2022
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$378,092 (May 2023)
Tax Bill	$6,603 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0858886787`

Property Details

APN / Parcel Number

Primary APN	`0858886787`
Alternative APN	`498041`

Interior

Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1614 FLATLAND TRL
City	TEMPLE
State	TX
Zip	76502-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE RIDGE PHASE II, BLOCK 003, LOT 0005, ACRES 0.142
Legal Subdivision	PRAIRIE RIDGE PHASE II
Legal Block	3
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1000
Census Tract	21305

Owner

Source: Bell County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1614 FLATLAND TRL, TEMPLE, TX 76502-6725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
May 9, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Deed Document Number	202319604
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jul 16, 2026
Property Address	1614 FLATLAND TRL, TEMPLE, TX 76502-6725
Document Number	0000035935
Instrument Date	Jul 15, 2026
Instrument	202635935
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 FLATLAND TRL, TEMPLE, TX 76502-6725

Mortgage

Document Number	0000035936,
Date	Jul 16, 2026
Instrument	202635936

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 9, 2023
Property Address	1614 FLATLAND TRL, TEMPLE, TX 76502-6725
Document Number	0000019604
Map Reference	PL 2020042029
Instrument Date	May 8, 2023
Instrument	2023019604
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1614 FLATLAND TRL, TEMPLE, TX 76502-6725

Mortgage

Document Number	0000019605
Date	May 9, 2023
Instrument	2023019605

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,603.00 (+46.7%)	$269,817 (+37.42%) Land $36,000 Building $233,817	$269,817 (+37.42%) Land $36,000 Building $233,817
2023	$4,501.00 (+422.16%)	$196,340 Land $28,800 Building $167,540	$196,340 Land $28,800 Building $167,540
2022	$862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Nextlink.

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