1614 E Main St, Cumberland, KY 40823 Property Records

Harlan County property record for 1614 E Main St, Cumberland, KY 40823

Property Summary

Property TypeCommercial
Details1,860 sqft · built 1980
Lot Size0.389 acres (16,988 sqft)
OwnerCompany Name on File
Tax Bill$3,656 (2025)
Flood ZoneZone AE (high risk)
APN206-10-25-009.00

Property Details

APN / Parcel Number

Primary APN206-10-25-009.00
Alternative APN
  • 21954

Interior

Stories1 Story
Building Area1,860 sqft Total Area

Exterior

Year BuiltBuilt 1980
Exterior MaterialConcrete Block
Construction TypeConcrete
Foundation TypeBlock
Roof MaterialOther
Lot Area16,988 sqft (0.389 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number21954
Street Address1614 E MAIN ST
CityCUMBERLAND
StateKY
Zip40823-1837
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOMMERCIAL & LOT
JurisdictionHARLAN KY
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2023
Census Tract970200

Owner

1614 E Main St, a commercial property, is owned by a company.

Source: Harlan County records, as of October 27, 2025

Owner of RecordCompany Name on File
Mailing Address16220 N SCOTTSDALE RD STE 650, 650, SCOTTSDALE, AZ 85254-1806
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000333720
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1614 E Main St was $3,656.

Source: Harlan County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHarlan County
MunicipalityCumberland City
Unified School DistrictHarlan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,656.00$210,000 Land $80,000 Building $130,000$210,000 Land $80,000 Building $130,000
2023$3,672.00$210,000 Land $80,000 Building $130,000$210,000 Land $80,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1614 E Main St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims23 (1978–2015)
Claims Outside the SFHA10 of 23
Most Recent ClaimMar 2015 · Severe Winter Storm, Snowstorm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1614 E Main St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 79% of Kentucky
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUMBERLAND MUNICIPAL WATER WORKS
serves 2,843 people · EPA ID KY0480092
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2020
Haloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Access Cable
Fiber · Cable
2,000 / 2,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number