1614 5th Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 1614 5th Ave SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,353 sqft · built 1978
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Tax Bill	$3,884 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64.12.32.022804`

Property Details

APN / Parcel Number

Primary APN	`64.12.32.022804`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Basement Area	1,353 sqft
Finished Basement	1,025 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1614 5TH AVE SE
City	ROCHESTER
State	MN
Zip	55904-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-106 RANGE-014 THE MEADOWS RESUB-TORRENS LOT-016 BLOCK-001 LOT 16 BLK 1
Legal Range	14
Legal Township	106
Legal Section	12
Legal Subdivision	THE MEADOWS RESUB-TORRENS
Legal Block	1
Legal Lot Number	16
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2008
Census Tract	1000

Owner

1614 5th Ave SE is owned and occupied by an individual who acquired it in October 2024.

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1614 5TH AVE SE, ROCHESTER, MN 55904-5201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2024
Transfer Doc	000T161926
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Recording Date	May 18, 2026
Property Address	1614 5TH AVE SE, ROCHESTER, MN 55904-5201
Document Number	0000164844
Instrument Date	May 6, 2026
Instrument	2026164844
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 5TH AVE SE, ROCHESTER, MN 55904-5201

Mortgage

Document Number	0000164844,
Date	May 18, 2026
Instrument	2026164844

Lender

Name	THINK MUTUAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 20, 2031

Interest

Rate	6.37%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1614 5TH AVE SE, ROCHESTER, MN 55904-5201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T152404
Date	Sep 16, 2020
Instrument	T-152404

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 1614 5th Ave SE was $3,884 with a homeowner's exemption, up 6.2% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,884.00 (+6.18%) Homeowner's exemption
2025	$3,658.00 Homeowner's exemption	$273,800 (-0.73%) Land $46,600 Building $227,200	$293,900 (+6.56%) Land $50,000 Building $243,900
2024		$275,800 Land $50,000 Building $225,800	$275,800 Land $50,000 Building $225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1614 5th Ave SE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1978–1986)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1614 5th Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Minnesota WiFi, T-Mobile, Verizon.

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