1614 4th St, Cheney, WA 99004 Property Records

Spokane County property record for 1614 4th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 1965
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Mar 2020)
Tax Bill	$3,749 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13124.3708`

Property Details

APN / Parcel Number

Primary APN	`13124.3708`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2019
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1614 4TH ST
City	CHENEY
State	WA
Zip	99004-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY CALLAWAYS ADD TO CALLAWAYS ADD TO TOWN OF NELY 20FT OF L7; ALL L8; SWLY 10FT OF L9 B21
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY CALLAWAYS ADD
Legal Block	21
Legal Lot Number	7,8,9
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3029
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1614 4TH ST, CHENEY, WA 99004-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Warranty Deed, Transfer · FHA Mortgage NUMERICA CU
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage INLAND CAPITAL FUND LLC INLAND CAPITAL FUND LLC
Oct 30, 2019	Warranty Deed, Transfer VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	20206905498
Prior Transfer Date	Jul 19, 1999
Prior Transfer Doc	0004401369
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 27, 2020
Property Address	1614 4TH ST, CHENEY, WA 99004-1917
Document Number	0006905498
Instrument Date	Feb 19, 2020
Instrument	6905498
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,829.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1614 4TH ST CHENEY WA 990041917, CHENEY, WA 99004-1917

Mortgage

Document Number	6905499
Date	Mar 27, 2020
Instrument	6905499

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1614 4TH ST, CHENEY, WA 99004-1917
Document Number	0006866027
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6004 W LOOKOUT MOUNTAIN LN SPOKANE WA 992087638, SPOKANE, WA 99208-7638
Investor	Possibly a Property Investor

Mortgage

Document Number	0006866027
Date	Nov 20, 2019
Instrument	6866027

Lender

Name	INLAND CAPITAL FUND LLC INLAND CAPITAL FUND LLC
Type	Bank
Address	SPOKANE, WA 99228

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 30, 2019
Property Address	1614 4TH ST, CHENEY, WA 99004-1917
Document Number	0006859071
Instrument Date	Oct 24, 2019
Instrument	6859071
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$2,675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6004 W LOOKOUT MOUNTAIN LN SPOKANE WA 992087638, SPOKANE, WA 99208-7638

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,749.00 (-5.3%)	$322,600 (-4.05%) Land $80,000 Building $242,600	$322,600 (-4.05%) Land $80,000 Building $242,600
2025	$3,959.00 (+40.54%)
2024		$336,200 (+39.39%) Land $75,000 Building $261,200	$336,200 (+39.39%) Land $75,000 Building $261,200
2023	$2,817.00 (+5.35%)	$241,200 Land $40,000 Building $201,200	$241,200 Land $40,000 Building $201,200
2022	$2,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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