16135 71st Ln NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 16135 71st Ln NE, Otsego, MN 55330

Property Summary

Property TypeSingle Family Home
Details2 bd · 5 ba · 896 sqft · built 2001
Lot Size0.01 acres (455 sqft)
OwnerIndividual Name on File
Last Sale$105,755 (Jan 2002)
Tax Bill$1,796 (2026)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN118-081-000102

Property Details

APN / Parcel Number

Primary APN118-081-000102

Interior

Bedrooms2 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area896 sqft Living Area
1st Floor Area463 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area455 sqft (0.01 acres)
Garage Area322 sqft
Parking Spaces1 Parking Space
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16135 71ST LN NE
CityELK RIVER
StateMN
Zip55330-4626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-26 TWP-121 RANGE-023 THE POINTE VILG HOMES CIC39 CO UNIT 102 T 102
Legal Range023
Legal Township121
Legal Section26
Legal SubdivisionTHE POINTE
Legal Unit102
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group5
Census Block5016
Census Tract100101

Owner

16135 71st Ln NE is owned and occupied by an individual who bought it in January 2002.

Source: Wright County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address16135 71ST LN NE, ELK RIVER, MN 55330-4626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2002 · Amount on File
Deed SaleJan 10, 2002 · Amount on File
Deed Document Number200276460
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address16135 71ST LN NE, OTSEGO, MN 55330-4626
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001394756
DateMay 3, 2019
Instrument1394756
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 16135 71st Ln NE was $1,796.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,796.00$186,200 (+1.36%) Land $56,000 Building $130,200$186,200 (+1.36%) Land $56,000 Building $130,200
2025$183,700 Land $60,000 Building $123,700$183,700 Land $60,000 Building $123,700
2023$1,930.00 (+11.82%)$197,800 Land $66,000 Building $131,800$197,800 Land $66,000 Building $131,800
2022$1,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16135 71st Ln NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16135 71st Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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