16130 Copper Gables Ln, Cypress, TX 77429 Property Records

Harris County property record for 16130 Copper Gables Ln, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,232 sqft · built 2003
Lot Size	0.158 acres (6,885 sqft)
Owner	Individual Name on File
Last Sale	$291,403 (Mar 2022)
Tax Bill	$5,415 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`123-492-003-0039`

Property Details

APN / Parcel Number

Primary APN	`123-492-003-0039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Game Room	Game Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	6,885 sqft (0.158 acres)
View / Lot	Primary
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1234920030039
Street Address	16130 COPPER GABLES LN
City	CYPRESS
State	TX
Zip	77429-3963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 BLK 3 STABLEWOOD FARMS SEC 2
Legal Subdivision	STABLEWOOD FARMS SEC 2
Legal Block	3
Legal Lot Number	39
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3020
Census Tract	554408

Owner

16130 Copper Gables Ln is owned and occupied by an individual who bought it in March 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	16130 COPPER GABLES LN, CYPRESS, TX 77429-3963
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Vendor's Lien, Transfer CHIAHSIN LIN
Mar 22, 2022	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 2, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Sep 5, 2003 · Amount on File
Deed Document Number	2022149811
Prior Transfer Date	Aug 28, 2003
Prior Transfer Doc	0000995696
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 18, 2022
Property Address	16130 COPPER GABLES LN, CYPRESS, TX 77429-3963
Document Number	0000367612
Map Reference	MF 525033
Instrument Date	Jul 6, 2022
Instrument	2022-367612
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14431 SUNBLUFF CT, 14431, CYPRESS, TX 77429-4971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16130 COPPER GABLES LN, CYPRESS, TX 77429-3963

Mortgage

Date	Jul 18, 2022

Lender

Name	CHIAHSIN LIN
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 22, 2022
Property Address	16130 COPPER GABLES LN, CYPRESS, TX 77429-3963
Document Number	0000149811
Map Reference	MF 525033
Instrument Date	Mar 21, 2022
Instrument	2022-149811
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 ALEXANDRIA ST, STAFFORD, TX 77477-4618

Mortgage

Document Number	0000149812
Date	Mar 22, 2022
Instrument	2022-149812

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16130 COPPER GABLES LN, CYPRESS, TX 77429-3963
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021273038
Date	May 18, 2021
Instrument	2021-273038

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16130 COPPER GABLES LN, CYPRESS, TX 77429-3963
Document Number	0000202365
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16130 COPPER GABLES LN CYPRESS TX 774293963, CYPRESS, TX 77429-3963

Mortgage

Document Number	0000202365
Date	May 9, 2018
Instrument	202365

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16130 Copper Gables Ln was $5,415 with a homeowner's exemption, up 177.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,302 (-3.17%) Land $68,981 Building $242,321	$311,302 (-3.17%) Land $68,981 Building $242,321
2025	$5,415.00 (+177.12%) Homeowner's exemption	$321,489 Land $68,981 Building $252,508	$321,489 Land $68,981 Building $252,508
2024	$1,954.00
2023		$329,921 Land $68,981 Building $260,940	$329,921 Land $68,981 Building $260,940
2022	$1,877.00
2020	$1,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16130 Copper Gables Ln in Zone X, an area of moderate flood risk, though there have been 32 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	32 (2012–2017)
Claims Outside the SFHA	12 of 32
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 22 claims Severe Storms And Flooding, May 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16130 Copper Gables Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 389 serves 2,676 people · EPA ID TX1013265
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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