1613 Ridge Rd, Monroe, NC 28110 Property Records

Union County property record for 1613 Ridge Rd, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,072 sqft · built 2000
Lot Size3.95 acres (172,062 sqft)
Owner2 Individual Names on File
Tax Bill$2,791 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-270-011B

Property Details

APN / Parcel Number

Primary APN08-270-011B

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,072 sqft Living Area
Gross Area2,774 sqft
1st Floor Area2,062 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area172,062 sqft (3.95 acres)
Garage TypeAttached
Garage Area702 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1613 RIDGE RD
CityMONROE
StateNC
Zip28110-9488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal DescriptionPRICE 1613 RIDGE RD
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group1
Census Block1034
Census Tract20205

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1613 RIDGE RD, MONROE, NC 28110-9488
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1613 RIDGE RD, MONROE, NC 28110-9488
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7133681
DateApr 10, 2018
Book Page7133/681
Instrument0009194
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressSTATESVILLE, NC 28687
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueApr 11, 2028

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$571,700 (-) Land $107,400 Building $464,300$571,700 (-) Land $107,400 Building $464,300
2025$2,791.00 (+5.12%)$571,700 (+39.81%) Land $107,400 Building $464,300$571,700 (+39.81%) Land $107,400 Building $464,300
2023$2,655.00$408,900 Land $51,100 Building $357,800$408,900 Land $51,100 Building $357,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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