Charles County property record for 1613 Debra Dr, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,822 sqft · built 1972 |
| Lot Size | 0.239 acres (10,387 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jul 2021) |
| Tax Bill | $10,682 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-002819 |
| Primary APN | 08-002819 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Gross Area | 2,142 sqft |
| 1st Floor Area | 1,822 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,387 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 578 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 002819 |
|---|---|
| Street Address | 1613 DEBRA DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 7 BLK U SEC 2 PINEFIELD SUB |
| Legal Subdivision | PINEFIELD SUB |
| Legal Block | U |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850801 |
1613 Debra Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1613 DEBRA DR, WALDORF, MD 20601-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Feb 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 8, 2021 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | May 4, 1998 · Amount on File |
| Deed Book / Page | 11933 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1613 DEBRA DR, WALDORF, MD 20601-3313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0125960372 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 12596/372 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1613 DEBRA DR, WALDORF, MD 20601-3313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1613 DEBRA DR, WALDORF, MD 20601-3313 |
| Investor | Possibly a Property Investor |
| Document Number | 0128610190 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 12861/190 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1613 DEBRA DR, WALDORF, MD 20601-3313 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0109110432 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 10911/432 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 8, 2021 |
| Property Address | 1613 DEBRA DR, WALDORF, MD 20601-3313 |
| Document Number | 0119330240 |
| Book / Page | 11933 / 240 |
| Map Reference | MB 12 FO 16 |
| Instrument Date | Jun 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1613 DEBRA DR, WALDORF, MD 20601-3313 |
| Document Number | 11933245 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 11933/245 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 1613 Debra Dr was $10,682.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,700 Land $95,600 Building $302,100 | $397,700 Land $95,600 Building $302,100 | |
| 2025 | $10,682.00 | ||
| 2023 | $3,737.00 | $259,600 Land $83,400 Building $176,200 | $259,600 Land $83,400 Building $176,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1613 Debra Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2012–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1613 Debra Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures