1613 Chester Mill Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1613 Chester Mill Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,077 sqft · built 1972
Lot Size	0.436 acres (19,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Apr 2020)
Tax Bill	$7,035 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01464793`

Property Details

APN / Parcel Number

Primary APN	`13-01464793`
Alternative APN	`01464793`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,077 sqft Living Area
Gross Area	3,583 sqft
1st Floor Area	1,193 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,000 sqft (0.436 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01464793
Street Address	1613 CHESTER MILL RD
City	SILVER SPRING
State	MD
Zip	20906-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	6
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1002
Census Tract	703221

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1613 CHESTER MILL RD, SILVER SPRING, MD 20906-1121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Conventional with PMI FIDELITY DIRECT MTG
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on Record
Deed Sale	Apr 8, 2020 · Amount on Record
Prior Sale	Jul 18, 2003
Deed Book / Page	59350 / 292
Transfer Doc	0000277182
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1613 CHESTER MILL RD, SILVER SPRING, MD 20906-1121
Document Number	0593500300
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 CHESTER MILL RD SILVER SPRING MD 209061121, SILVER SPRING, MD 20906-1121

Mortgage

Document Number	0593500300
Date	Apr 8, 2020
Book Page	059350/000300

Lender

Name	FIDELITY DIRECT MTG
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1613 CHESTER MILL RD, SILVER SPRING, MD 20906-1121
Document Number	0576090465
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1613 CHESTER MILL RD SILVER SPRING MD 209061121, SILVER SPRING, MD 20906-1121

Mortgage

Document Number	0576090465
Date	May 23, 2019
Book Page	057609/000465

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 22, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,200 (+5.9%)	$740,400 (+17.69%) Land $178,200 Building $562,200
2025	$7,035.00 (+43.72%)	$629,100 (+20.37%) Land $178,200 Building $450,900	$629,100 (-) Land $178,200 Building $450,900
2023		$522,633	$629,100 Land $178,200 Building $450,900
2022	$4,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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