16128 331st Ave, Harmony, MN 55939 Property Records

Fillmore County property record for 16128 331st Ave, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,445 sqft · built 1968
Lot Size	17.3 acres (756,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jun 2026)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16.0274.000`

Property Details

APN / Parcel Number

Primary APN	`16.0274.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,445 sqft Heated Area
Gross Area	2,784 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Asphalt
Lot Area	756,202 sqft (17.3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16128 331ST AVE
City	HARMONY
State	MN
Zip	55939-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT 36-102-10 17.36AC PT W45AC S1/2 SW1/4
Legal Range	10
Legal Township	102
Legal Section	36
Jurisdiction	FILLMORE MN
Township / Civil Division	PRESTON
Census Block Group	2
Census Block	2058
Census Tract	960400

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16128 331ST AVE, HARMONY, MN 55939-5930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL
Feb 9, 2026	Deed of Trust, Mortgage MERCHANTS BANK NA
Dec 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMESOURCE FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Feb 6, 2026 · Amount on Record
Deed Document Number	2026455062
Prior Transfer Date	Mar 31, 2014
Prior Transfer Doc	398723
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jun 8, 2026
Property Address	16128 331ST AVE, HARMONY, MN 55939-5930
Document Number	0000455062
Instrument Date	May 7, 2026
Instrument	2026455062
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,985.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16128 331ST AVE, HARMONY, MN 55939-5930

Mortgage

Document Number	0000455063,
Date	Jun 8, 2026
Instrument	2026455063

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	16128 331ST AVE, HARMONY, MN 55939-5930
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453598
Date	Feb 9, 2026
Instrument	453598

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2027

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Dec 23, 2022
Property Address	16128 331ST AVE, HARMONY, MN 55939-5930
Document Number	0000441040
Instrument Date	Dec 16, 2022
Instrument	441040
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16128 331ST AVE, HARMONY, MN 55939-5930

Mortgage

Document Number	0000441041
Date	Dec 23, 2022
Instrument	441041

Lender

Name	PRIMESOURCE FUNDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Preston Township
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,500 (-40.3%) Land $129,500 Building $224,000	$353,500 (-40.3%) Land $129,500 Building $224,000
2025	$2,875.00 (+163.28%)	$592,100 (+22.56%) Land $376,900 Building $215,200	$592,100 (+22.56%) Land $376,900 Building $215,200
2023		$483,100 Land $318,100 Building $165,000	$483,100 Land $318,100 Building $165,000
2020	$1,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1980–2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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