16125 Sheltered Cv E, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16125 Sheltered Cv E, Lathrop, CA 95330 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,827 sqft · built 2009
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2009)
Tax Bill	$10,258 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`191-480-010-000`

Property Details

APN / Parcel Number

Primary APN	`191-480-010-000`
Alternative APN	`191-480-01`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,827 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-480-01
Street Address	16125 SHELTERED CV E
City	LATHROP
State	CA
Zip	95330-8898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT OF 191-330-06 PER MOSSDALE LANDING 6A
Legal Subdivision	MOSSDALE LANDING 6A
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3049
Census Tract	5119

Owner

Source: San Joaquin County records · APN 191-480-010-000

Assessment roll updated September 24, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Feb 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 21, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC
Apr 21, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2009 · Amount on Record
Deed Sale	Feb 20, 2009 · Amount on Record
Prior Sale	May 30, 2007
Deed Document Number	200928719
Last Transfer Date	Feb 18, 2021
Transfer Doc	0000033549
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 13, 2026
Property Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898
Document Number	0000032753
Instrument Date	Apr 08, 2026
Instrument	202632753
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032753,
Date	Apr 13, 2026
Instrument	202632753

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 23, 2021
Property Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898
Document Number	0000033549
Map Reference	MB 39 PG 33
Instrument Date	Feb 18, 2021
Instrument	2021-033549
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898

Mortgage

Document Number	0000033550
Date	Feb 23, 2021
Instrument	2021-033550

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 21, 2019
Property Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898
Document Number	0000017850
Map Reference	MB 39 PG 33
Instrument Date	Feb 14, 2019
Instrument	2019-017850
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	OLD REPUBLIC TITLE COMPANY S

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898

Mortgage

Document Number	0000017851
Date	Feb 21, 2019
Instrument	2019-017851

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 26, 2017
Property Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898
Document Number	0000150838
Map Reference	MB 39 PG 33
Instrument Date	Dec 08, 2017
Instrument	2017-150838
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	FIRST AMERICAN TITLE SANTA A

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898

Mortgage

Document Number	0000150839
Date	Dec 26, 2017
Instrument	2017-150839

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 21, 2017
Property Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898
Document Number	0000044801
Map Reference	MB39 PG33
Instrument Date	Mar 14, 2017
Instrument	2017-044801
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16125 SHELTERED CV E, LATHROP, CA 95330-8898

Mortgage

Document Number	0000044802
Date	Apr 21, 2017
Instrument	2017-044802

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,258.00 (+34.9%) Homeowner's exemption	$657,812 (+49.57%) Land $121,779 Building $536,033
2023	$7,604.00 (+0.25%) Homeowner's exemption	$439,796 Land $117,051 Building $322,745	$721,800
2022	$7,585.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051193, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023, river or lake flooding, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low above 36% of the US · above 21% of California
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Ayera Technologies, Zinnia Networks, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Sheltered Cv E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures