16124 River Rd, Grand Rapids, MN 55744 Property Records

Itasca County property record for 16124 River Rd, Grand Rapids, MN 55744

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,344 sqft · built 1978
Lot Size	14.4 acres (630,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,479 (Jan 2012)
Tax Bill	$2,492 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-032-4403`

Property Details

APN / Parcel Number

Primary APN	`08-032-4403`
Alternative APNs	`124368` `10917`

Interior

Bedrooms	4 Beds
Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	630,313 sqft (14.4 acres)
Garage Type	Tuck-Under
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	392 sqft
Deck Area	1,060 sqft
Storage Building	352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	124368
Street Address	16124 RIVER RD
City	GRAND RAPIDS
State	MN
Zip	55744-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	SE SE LYG E OF SAR #3, LESS S 620'
Legal Range	24W
Legal Township	54N
Legal Section	32
Jurisdiction	ITASCA MN
Township / Civil Division	BLACKBERRY
Census Block Group	4
Census Block	4019
Census Tract	480600

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16124 RIVER RD, GRAND RAPIDS, MN 55744-5611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 9, 2018	Deed of Trust, Mortgage US BANK NA
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2012 · Amount on Record
Deed Sale	Jan 11, 2012 · Amount on Record
Deed Document Number	2012660423
Last Transfer Date	May 21, 2015
Transfer Doc	0000694404
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	16124 RIVER RD, GRAND RAPIDS, MN 55744-5611
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000767668
Date	Oct 20, 2022
Instrument	A000767668

Lender

Name	DEERWOOD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	16124 RIVER RD, GRAND RAPIDS, MN 55744-5611
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000717752
Date	Nov 13, 2017
Instrument	A000717752

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	16124 RIVER RD, GRAND RAPIDS, MN 55744-5611
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000726006
Date	Oct 9, 2018
Instrument	A000726006

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	16124 RIVER RD, GRAND RAPIDS, MN 55744-5611
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000738464
Date	Mar 2, 2020
Instrument	A000738464

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	16124 RIVER RD, GRAND RAPIDS, MN 55744-5611
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000751246
Date	Apr 20, 2021
Instrument	A000751246

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	16124 RIVER RD, GRAND RAPIDS, MN 55744-5611
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000751403
Date	Apr 26, 2021
Instrument	A000751403

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Blackberry Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,492.00 (-4.67%) Homeowner's exemption
2025		$316,900 (+19.86%) Land $67,900 Building $249,000	$316,900 (+19.86%) Land $67,900 Building $249,000
2024	$2,614.00
2022		$264,400 Land $58,500 Building $205,900	$264,400 Land $58,500 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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