16124 Lakeside Loop Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 16124 Lakeside Loop Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,545 sqft · built 2018
Lot Size	0.149 acres (6,533 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Sep 2020)
Tax Bill	$4,190 (2023)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-063-52`

Property Details

APN / Parcel Number

Primary APN	`001-063-52`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,545 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,533 sqft (0.149 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-063-52
Street Address	16124 LAKESIDE LOOP LN
City	CORNELIUS
State	NC
Zip	28031-0360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L16 M60-997
Legal Subdivision	LAKE NORMAN PH 2
Legal Lot Number	16
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1003
Census Tract	6219

Owner

16124 Lakeside Loop Ln is owned and occupied by an individual who bought it in September 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16124 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 24, 2018	Special Warranty Deed, Transfer · Conventional Mortgage NOIC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	0003511626
Deed Book / Page	35116 / 26
Record Updated	Jun 7, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16124 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026736
Date	Feb 26, 2020
Book Page	34315/492
Instrument	2020026736

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 29, 2020
Property Address	16124 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360
Document Number	0000159042
Book / Page	35116 / 26
Map Reference	MB 60 PG 997
Instrument Date	Sep 29, 2020
Instrument	2020159042
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 LAVENDER LN, 509, BELMONT, NC 28012-3984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16124 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360

Mortgage

Document Number	0000159043
Date	Sep 29, 2020
Instrument	2020159043

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 24, 2018
Property Address	16124 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360
Document Number	0000107593
Book / Page	32927 / 985
Map Reference	MB60 PG997
Instrument Date	Aug 6, 2018
Instrument	2018107593
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16124 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360

Mortgage

Document Number	0000107594
Date	Aug 24, 2018
Instrument	2018107594

Lender

Name	NOIC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 16124 Lakeside Loop Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16124 Lakeside Loop Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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