16124 Fieldstone Trce, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16124 Fieldstone Trce, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,519 sqft · built 2021
Lot Size	0.17 acres (7,383 sqft)
Owner	Individual Name on File
Last Sale	$567,000 (Jun 2026)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-146-27`

Property Details

APN / Parcel Number

Primary APN	`217-146-27`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,519 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	7,383 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16124 FIELDSTONE TRCE
City	CHARLOTTE
State	NC
Zip	28278-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L206 M67-449
Legal Subdivision	RIDGEWATER SUBDIVISION
Legal Block	6
Legal Lot Number	206
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1025
Census Tract	5926

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Laurelwood Cemetery listed 2008 · 3 contributing resources · NRIS 08000746

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16124 Fieldstone Trce is owned and occupied by an individual who bought it in June 2026.

Source: Mecklenburg County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	16124 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 17, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Dec 17, 2021 · Amount on File
Deed Document Number	202669257
Deed Book / Page	40537 / 222
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 29, 2026
Property Address	16124 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7024
Document Number	0000069257
Book / Page	40537 / 222
Instrument Date	Jun 26, 2026
Instrument	202669257
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE COMPANY LLC, SREC TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114,534.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16124 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7024

Mortgage

Document Number	0000069258,
Date	Jun 29, 2026
Instrument	202669258

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 17, 2021
Property Address	16124 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7024
Document Number	0000237446
Book / Page	36880 / 99
Map Reference	MB 67 PG 449-451
Instrument Date	Dec 16, 2021
Instrument	2021237446
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16124 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7024

Mortgage

Document Number	0000237447
Date	Dec 17, 2021
Instrument	2021237447

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16124 Fieldstone Trce was $3,607.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,607.00	$509,600 Land $100,000 Building $409,600	$509,600 Land $100,000 Building $409,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16124 Fieldstone Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16124 Fieldstone Trce is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fieldstone Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures