16122 Cypress Trace Dr, Cypress, TX 77429 Property Records

Harris County property record for 16122 Cypress Trace Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,951 sqft · built 1998
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Jul 2010)
Tax Bill	$4,861 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-103-002-0102`

Property Details

APN / Parcel Number

Primary APN	`115-103-002-0102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	1,951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Neighborhood
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1151030020102
Street Address	16122 CYPRESS TRACE DR
City	CYPRESS
State	TX
Zip	77429-6371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 102 BLK 2 CYPRESS POINT SEC 2
Legal Subdivision	CYPRESS POINT SEC 2
Legal Block	2
Legal Lot Number	102
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2010
Census Tract	554408

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16122 CYPRESS TRACE DR, CYPRESS, TX 77429-6371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Mar 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2010 · Amount on Record
Deed Sale	Jul 29, 2010 · Amount on Record
Prior Sale	Dec 16, 1998 · Amount on Record
Deed Document Number	2010322503
Deed Book / Page	7319 / 1879
Prior Transfer Date	Dec 3, 2009
Prior Transfer Doc	20090570962
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Apr 30, 2026
Property Address	16122 CYPRESS TRACE DR, CYPRESS, TX 77429-6371
Document Number	0000167194
Instrument Date	Apr 20, 2026
Instrument	2026167194
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16122 CYPRESS TRACE DR, CYPRESS, TX 77429-6371

Mortgage

Document Number	0000167194,
Date	Apr 30, 2026
Instrument	2026167194

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16122 CYPRESS TRACE DR, CYPRESS, TX 77429-6371
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16122 CYPRESS TRACE DR, CYPRESS, TX 77429-6371

Mortgage

Document Number	0000071306
Date	Mar 1, 2023
Instrument	2023-071306

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16122 CYPRESS TRACE DR, CYPRESS, TX 77429-6371
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021606029
Date	Oct 20, 2021
Instrument	2021-606029

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,861.00 (-3.34%) Homeowner's exemption	$307,131 (-0.16%) Land $59,508 Building $247,623	$307,131 (-0.16%) Land $59,508 Building $247,623
2024	$5,029.00 (+232.39%)
2023		$307,612 Land $59,508 Building $248,104	$307,612 Land $59,508 Building $248,104
2022	$1,513.00 (+14.45%)
2020	$1,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 159 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	21 (2016–2017)
Claims Outside the SFHA	21 of 21
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 18 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST HARRIS COUNTY MUD 10 serves 7,671 people · EPA ID TX1011649
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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