16122 350th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 16122 350th St, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 2015
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2014)
Tax Bill	$2,856 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-004-0700`

Property Details

APN / Parcel Number

Primary APN	`03-004-0700`

Interior

Building Area	1,536 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	3,484,800 sqft (80 acres)
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces
Deck Area	240 sqft

Location & Zoning

Street Address	16122 350TH ST
City	ONAMIA
State	MN
Zip	56359-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF SE 4 41 27 80.00
Legal Range	27
Legal Township	41
Legal Section	04
Jurisdiction	MILLE LACS MN
Township / Civil Division	BRADBURY
Census Block Group	3
Census Block	3038
Census Tract	970200

Owner

16122 350th St is owned and occupied by an individual who bought it in November 2014.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	16122 350TH ST, ONAMIA, MN 56359-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 23, 2008	Deed of Trust, Mortgage ST STEPHEN STATE BANK
Nov 17, 2014	Warranty Deed, Transfer NORTHVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2014 · Amount on File
Deed Sale	Nov 17, 2014 · Amount on File
Prior Sale	Apr 20, 2009 · Amount on File
Deed Document Number	2014387484
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16122 350TH ST, ONAMIA, MN 56359-3215
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000A412075
Date	Jul 3, 2019
Instrument	A412075

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16122 350TH ST, ONAMIA, MN 56359-3215
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A424001
Date	Apr 22, 2021
Instrument	A424001

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16122 350TH ST, ONAMIA, MN 56359-3215
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350562
Date	Jul 23, 2008
Instrument	350562

Lender

Name	ST STEPHEN STATE BANK
Address	SAINT STEPHEN, MN 56375

Agreement

Amount	Amount on Record

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 17, 2014
Property Address	16122 350TH ST, ONAMIA, MN 56359-3215
Document Number	000A387484
Instrument Date	Oct 17, 2014
Instrument	A387484
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38468 902TH AVE, ONAMIA, MN 56359
Investor	Possibly a Property Investor

Mortgage

Document Number	000A387485
Date	Nov 17, 2014
Instrument	A387485

Lender

Name	NORTHVIEW BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	35 Months
Due	Oct 17, 2017

Tax Assessment & Valuation

The 2026 property tax bill for 16122 350th St was $2,856.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bradbury Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,856.00	$330,900 (+4.98%) Land $156,000 Building $174,900	$330,900 (+4.98%) Land $156,000 Building $174,900
2025		$315,200 Land $147,500 Building $167,700	$315,200 Land $147,500 Building $167,700
2023	$3,684.00	$374,000 Land $109,200 Building $264,800	$374,000 Land $109,200 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16122 350th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16122 350th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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