Harris County property record for 16120 Spruce St, Channelview, TX 77530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,084 sqft · built 1958 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,400 (Jul 2008) |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-245-003-0004 |
| Primary APN | 075-245-003-0004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0752450030004 |
|---|---|
| Street Address | 16120 SPRUCE ST |
| City | CHANNELVIEW |
| State | TX |
| Zip | 77530-2841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF LT 4 BLK 3 PATTERSON |
| Legal Subdivision | PATTERSON |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 252601 |
16120 Spruce St is owned and occupied by two individuals who bought it in July 2008.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16120 SPRUCE ST, CHANNELVIEW, TX 77530-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Sep 9, 2019 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2008 · Amount on File |
| Deed Sale | Jul 1, 2008 · Amount on File |
| Prior Sale | Jun 30, 2005 · Amount on File |
| Deed Document Number | 2008345089 |
| Deed Book / Page | 5791 / 2049 |
| Prior Transfer Date | Jun 27, 2008 |
| Prior Transfer Doc | 20080345089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16120 SPRUCE ST, CHANNELVIEW, TX 77530-2841 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 16120 SPRUCE ST, CHANNELVIEW, TX 77530-2841 |
| Document Number | 2021608826 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021-608826 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16120 SPRUCE ST, CHANNELVIEW, TX 77530-2841 |
| Document Number | 0000488595 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 16120 SPRUCE ST CHANNELVIEW TX 775302841, CHANNELVIEW, TX 77530-2841 |
| Document Number | 0000488595 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 488595 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 16120 Spruce St was $1,673, up 147.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Channelview Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,551 (+6.6%) Land $19,940 Building $68,611 | $88,551 (+6.6%) Land $19,940 Building $68,611 | |
| 2025 | $1,673.00 (+147.85%) | $83,066 Land $19,940 Building $63,126 | $83,066 Land $19,940 Building $63,126 |
| 2024 | $675.00 | ||
| 2023 | $84,422 Land $21,839 Building $62,583 | $84,422 Land $21,839 Building $62,583 | |
| 2022 | $614.00 | ||
| 2020 | $588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16120 Spruce St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2017–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16120 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY WCID 21 serves 13,845 people · EPA ID TX1010769 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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