16120 Sabal Path, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 16120 Sabal Path, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 2021
Lot Size	0.174 acres (7,603 sqft)
Owner	Individual Name on Record
Last Sale	$418,000 (Jul 2024)
Tax Bill	$4,617 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-29-320-002`

Property Details

APN / Parcel Number

Primary APN	`42-26-29-320-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,624 sqft
Flooring	Covered

Exterior

Year Built	Built 2021
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,603 sqft (0.174 acres)
Driveway	Driveway
Driveway Area	320 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	16120 SABAL PATH
City	PUNTA GORDA
State	FL
Zip	33982-6041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 1B1 00NE 0372 BABCOCK RANCH PHASE 1B1 NORTHEAST LOT 372 (7 603 SF M/L) 4628/1326 4835/409 CD4877/1433 331268
Legal Range	26E
Legal Township	42S
Legal Section	29
Legal Subdivision	BABCOCK RANCH
Legal Phase	1B
Legal Lot Number	372
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16120 SABAL PATH, PUNTA GORDA, FL 33982-6041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Balloon Mortgage GARGIULA FAMILY TRUST
Nov 17, 2021	Correction Deed LENNAR TITLE INC
Sep 3, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Sep 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	3432137
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 8, 2023
Property Address	16120 SABAL PATH, PUNTA GORDA, FL 33982-6041
Document Number	0003312686
Map Reference	MB 22 PG 20A-20G
Instrument Date	Sep 6, 2023
Instrument	3312686
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	SAFE HARBOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3879 ELDON ST, FORT MYERS, FL 33916-4719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16120 SABAL PATHS ST, PUNTA GORDA, FL 33982

Mortgage

Document Number	0003312687
Date	Sep 8, 2023
Instrument	3312687

Lender

Name	GARGIULA FAMILY TRUST
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 6, 2024

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 17, 2021
Property Address	16120 SABAL PATH, PUNTA GORDA, FL 33982-6041
Document Number	0048771433
Book / Page	4877 / 1433
Map Reference	MB 22 PG 20
Instrument Date	Nov 9, 2021
Instrument	3023205
Record Updated	Jul 27, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16120 SABAL PATH, PUNTA GORDA, FL 33982-6041

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 3, 2021
Property Address	16120 SABAL PATH, PUNTA GORDA, FL 33982-6041
Document Number	0048350409
Book / Page	4835 / 409
Map Reference	MB 22 PG 10
Instrument Date	Aug 30, 2021
Instrument	2993414
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16120 SABAL PATH, PUNTA GORDA, FL 33982-6041

Mortgage

Document Number	0004835413
Date	Sep 3, 2021
Instrument	4835/413

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 9, 2020
Property Address	16120 SABAL PATH, PUNTA GORDA, FL 33982-6041
Document Number	0046281326
Book / Page	004628 / 001326
Instrument Date	Aug 31, 2020
Instrument	2849656
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,094.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,617.00 (-37.1%) Homeowner's exemption	$348,937 (-0.59%)	$435,333 (+7.72%) Land $82,500 Building $352,833
2023	$7,340.00 (+4.2%) Homeowner's exemption	$351,010 (+2.7%)	$404,118 (+18.24%) Land $61,000 Building $343,118
2022	$7,044.00 Homeowner's exemption	$341,782 Land $45,900 Building $295,882	$341,782 Land $45,900 Building $295,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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