16120 Ginger Root Ln, Brandywine, MD 20613 Property Records

Charles County property record for 16120 Ginger Root Ln, Brandywine, MD 20613

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 3,584 sqft · built 2000
Lot Size	3.17 acres (138,085 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2001)
Tax Bill	$213 (2023)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-028021`

Property Details

APN / Parcel Number

Primary APN	`09-028021`
Alternative APNs	`9028021` `028021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,584 sqft Gross Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	138,085 sqft (3.17 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	028021
Street Address	16120 GINGER ROOT LN
City	BRANDYWINE
State	MD
Zip	20613-4186
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	AC
Legal Description	LOT 31 PH 1 PL 3 TEABERRY RIDGE SUB
Legal Subdivision	TEABERRY RIDGE SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	31
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	1
Census Block	1019
Census Tract	851401

Owner

Source: Charles County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16120 GINGER ROOT LN, BRANDYWINE, MD 20613-4186
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2001 · Amount on Record
Deed Sale	Apr 5, 2001 · Amount on Record
Prior Sale	Feb 10, 2000 · Amount on Record
Deed Document Number	20014701
Deed Book / Page	3174 / 281
Last Transfer Date	Apr 22, 2014
Transfer Doc	0085500176
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	16120 GINGER ROOT LN, BRANDYWINE, MD 20613-4186
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16120 GINGER ROOT LN, BRANDYWINE, MD 20613-4186

Mortgage

Document Number	0139180021
Date	Jan 6, 2026
Book Page	13918/21

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	16120 GINGER ROOT LN, BRANDYWINE, MD 20613-4186
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16120 GINGER ROOT LN, BRANDYWINE, MD 20613-4186

Mortgage

Document Number	0127810212
Date	Nov 29, 2022
Book Page	12781/212

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2027

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	16120 GINGER ROOT LN, BRANDYWINE, MD 20613-4186
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118530039
Date	May 28, 2021
Book Page	11853/39

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$525,033 (+19.24%)	$567,400 (+28.87%) Land $180,800 Building $386,600
2023	$213.00 Disabled Person's exemption Veteran's exemption	$440,300 Land $130,800 Building $309,500	$440,300 Land $130,800 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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