16120 5TH ST LATHROP CA 953309329, LATHROP, CA 95330-9329
Mortgage
Document Number
0000094495
Date
Aug 4, 2020
Instrument
94495
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
LAKE FOREST, CA 92610
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 3, 2050
November 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN JOAQUIN CA
Property Address
16120 5TH ST, LATHROP, CA 95330-9329
Document Number
0000140128
Instrument Date
Nov 27, 2019
Transaction Type
Mortgage
Record Updated
Dec 20, 2019
Title Company
AMROCK INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
16120 5TH ST LATHROP CA 953309329, LATHROP, CA 95330-9329
Mortgage
Document Number
0000140128
Date
Dec 3, 2019
Instrument
140128
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 2, 2049
April 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN JOAQUIN CA
Property Address
16120 5TH ST, LATHROP, CA 95330-9329
Document Number
0000047201
Instrument Date
Apr 24, 2018
Transaction Type
Mortgage
Record Updated
May 9, 2018
Title Company
BNT TITLE COMPANY/CA
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
16120 5TH ST LATHROP CA 953309329, LATHROP, CA 95330-9329
Mortgage
Document Number
0000047201
Date
Apr 30, 2018
Instrument
47201
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Apr 29, 2048
Tax Assessment & Valuation
The 2026 property tax bill for 16120 5th St was $2,454 with a homeowner's exemption, up 0.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
Property Jurisdictions
Type
Name
State
California
County
San Joaquin County
Municipality
Lathrop City
Unified School District
Manteca Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,454.00 (+0.95%)
2025
$2,431.00Homeowner's exemption
$195,947Land $54,863Building $141,084
2023
$2,339.00 (+1.48%)Homeowner's exemption
$188,340Land $52,734Building $135,606
$418,860
2022
$2,305.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 16120 5th St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
4 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 16120 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source
Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection
Dec 2024
Also Mapped Here
SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Cal.net Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.