1612 W Locust St, Bloomington, IL 61701 Property Records

McLean County property record for 1612 W Locust St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 990 sqft · built 1905
Lot Size	0.175 acres (7,627 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jun 2020)
Tax Bill	$1,643 (2024)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-176-009`

Property Details

APN / Parcel Number

Primary APN	`21-05-176-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,627 sqft (0.175 acres)
Lot Dimensions	152 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1612 W LOCUST ST
City	BLOOMINGTON
State	IL
Zip	61701-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	WILLIAM & RICES ADD LOT 6 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	05
Legal Subdivision	WILLIAM & RICES ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1026
Census Tract	1403

Owner

1612 W Locust St is owned and occupied by an individual who acquired it in June 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1612 W LOCUST ST, BLOOMINGTON, IL 61701-2628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Transfer on Death Deed, Transfer
Jun 10, 2022	Quit Claim Deed, Transfer · Conventional Mortgage CEFCU
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage PRAIRELAND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Deed Document Number	202011227
Last Transfer Date	Jun 15, 2022
Transfer Doc	0000011289
Record Updated	Sep 20, 2026

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 23, 2022
Property Address	1612 W LOCUST ST, BLOOMINGTON, IL 61701-2628
Document Number	202200011289
Instrument Date	Jun 15, 2022
Instrument	2022-00011289
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 W LOCUST ST, 1612, BLOOMINGTON, IL 61701-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9922 DOUBLE BAYOU CT, CYPRESS, TX 77433-3154

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 10, 2022
Property Address	1612 W LOCUST ST, BLOOMINGTON, IL 61701-2628
Document Number	202200010527
Instrument Date	May 19, 2022
Instrument	2022-00010527
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 W LOCUST ST, BLOOMINGTON, IL 61701-2628

Mortgage

Document Number	202200010487
Date	Jun 10, 2022
Instrument	2022-00010487

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 22, 2020
Property Address	1612 W LOCUST ST, BLOOMINGTON, IL 61701-2628
Document Number	202000011227
Instrument Date	May 8, 2020
Instrument	2020-00011227
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1612 W LOCUST ST, BLOOMINGTON, IL 61701-2628

Mortgage

Document Number	202000011228
Date	Jun 22, 2020
Instrument	2020-00011228

Lender

Name	PRAIRELAND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,101 Land $8,166 Building $20,935	$87,303 Land $24,498 Building $62,805
2024	$1,643.00 (+9.31%)
2023	$1,503.00 (+71.77%)	$23,986 (+12.63%) Land $6,731 Building $17,255	$71,958 (+12.63%) Land $20,193 Building $51,765
2022	$875.00	$21,296 Land $5,976 Building $15,320	$63,888 Land $17,928 Building $45,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1612 W Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1612 W Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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