1612 W 8th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1612 W 8th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1958
Lot Size	0.411 acres (17,914 sqft)
Owner	Individual Name on Record
Last Sale	$201,000 (Dec 2021)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Feb 2011 Mortgage Mar 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-451-001`

Property Details

APN / Parcel Number

Primary APN	`8914-11-451-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,632 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Finished Basement	525 sqft
Unfinished Basement	1,408 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,914 sqft (0.411 acres)
Lot Dimensions	106 ft deep x 167 ft wide
Porch	Porch
Porch Area	180 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1612 W 8TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREST HAVEN ADDITION ALL LOT 12 EXC E 81 FT
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	CREST HAVEN ADDITION
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5021
Census Tract	2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2011	Deed of Trust, Mortgage · ARM VERIDIAN CU
Mar 10, 2008	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 6, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY OF IOWA COMMUNITY CU
Jun 20, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Dec 6, 2017	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU
Dec 29, 2020	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Dec 6, 2017	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	202113643
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011016041
Date	Feb 10, 2011
Instrument	2011016041

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2016
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	2.75%
Index	1-Year LIBOR
Max Rate	9.75%

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008017450
Date	Mar 10, 2008
Instrument	2008017450

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2038

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201800009736
Date	Dec 6, 2017
Instrument	2018-00009736

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2027

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353

Mortgage

Document Number	0202416097
Date	Jun 20, 2024
Instrument	2024-16097

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009735
Date	Dec 6, 2017
Instrument	2018-00009735

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 5, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 29, 2020
Property Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Document Number	202100013643
Instrument Date	Dec 28, 2020
Instrument	202100013643
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353

Mortgage

Document Number	202100013644
Date	Dec 29, 2020
Instrument	202100013644

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 6, 2017
Property Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Document Number	201800009734
Instrument Date	Nov 17, 2017
Instrument	2018-00009734
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1612 W 8TH ST, CEDAR FALLS, IA 50613-2353
Investor	Possibly a Property Investor

Mortgage

Document Number	201800009735
Date	Dec 6, 2017
Instrument	2018-00009735

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 5, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,760.00 (-0.16%) Homeowner's exemption	$270,300 (+10.67%) Land $79,540 Building $190,760	$270,300 (+10.67%) Land $79,540 Building $190,760
2024	$3,766.00 (+1.4%)
2023		$244,250 (+16.3%) Land $51,130 Building $193,120	$244,250 (+16.3%) Land $51,130 Building $193,120
2022	$3,714.00 Homeowner's exemption	$210,020 Land $51,130 Building $158,890
2021			$210,020 Land $51,130 Building $158,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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