1612 Speight Ave, Waco, TX 76706 Property Records

McLennan County property record for 1612 Speight Ave, Waco, TX 76706

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 926 sqft · built 1930
Lot Size	0.201 acres (8,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,500 (Dec 2012)
Tax Bill	$3,507 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-002900-001800-7`

Property Details

APN / Parcel Number

Primary APN	`48-002900-001800-7`
Alternative APNs	`4800290000180070111` `162600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	926 sqft Living Area
1st Floor Area	1,010 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,773 sqft (0.201 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1612 SPEIGHT AVE
City	WACO
State	TX
Zip	76706-2051
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-3
Legal Description	BAYLOR BLOCK 2 LOT 3 & 0.012 AC ABAND ALLEY TOTAL 0.2014 AC
Legal Subdivision	BAYLOR
Legal Block	2
Legal Lot Number	3,0
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3003
Census Tract	402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 HEWITT DR, WOODWAY, TX 76712-6686
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Loan Modification, Mortgage COMMUNITY BK
May 14, 2018	Grant Deed, Mortgage COMMUNITY BK&TR WACO TX
May 8, 2018	Deed of Trust, Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2012 · Amount on Record
Deed Sale	Dec 10, 2012 · Amount on Record
Deed Document Number	201238498
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0000038498
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1612 SPEIGHT AVE, WACO, TX 76706-2051
Document Number	0000030763
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 SPEIGHT AVE WACO TX 767062051, WACO, TX 76706-2051

Mortgage

Document Number	0000030763
Date	Sep 13, 2019
Instrument	30763

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 12, 2029

Interest

Rate	4.75%

May 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 14, 2018
Property Address	1612 SPEIGHT AVE, WACO, TX 76706-2051
Instrument Date	May 8, 2018
Instrument	15622
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3425 RIVER OAKS DR WOODWAY TX 767129637, WOODWAY, TX 76712-9637

Mortgage

Document Number	0000015622
Date	May 14, 2018
Instrument	15622

Lender

Name	COMMUNITY BK&TR WACO TX
Type	Bank
Address	PO BOX 2303, WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1612 SPEIGHT AVE, WACO, TX 76706-2051
Document Number	0000015624
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1612 SPEIGHT AVE WACO TX 767062051, WACO, TX 76706-2051

Mortgage

Document Number	0000015624
Date	May 14, 2018
Instrument	15624

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,000 (-7.69%) Land $33,127 Building $110,873	$144,000 (-7.69%) Land $33,127 Building $110,873
2025	$3,507.00 (-7.3%)	$156,000 (-6.98%) Land $153,509 Building $2,491	$156,000 (-6.98%) Land $153,509 Building $2,491
2024	$3,783.00 (+0.64%)
2023		$167,710 Land $164,490 Building $3,220	$167,710 Land $164,490 Building $3,220
2022	$3,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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