1612 Smith Ave, Middletown, OH 45044 Property Records

Butler County property record for 1612 Smith Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1995
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Feb 2022)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6542-037-000-041`

Property Details

APN / Parcel Number

Primary APN	`Q6542-037-000-041`
Alternative APNs	`0004100` `185137` `186700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	130 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Porch	Open Frame Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1612 SMITH AVE
City	MIDDLETOWN
State	OH
Zip	45044-5933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6687 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	6687
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2014
Census Tract	14100

Owner

Source: Butler County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1612 SMITH AVE, MIDDLETOWN, OH 45044-5933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 6, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Feb 7, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Apr 2, 2010 · Amount on Record
Deed Document Number	20225690
Deed Book / Page	9803 / 1570
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	May 4, 2026
Property Address	1612 SMITH AVE, MIDDLETOWN, OH 45044-5933
Document Number	0000015362
Book / Page	10351 / 40
Instrument Date	Mar 19, 2026
Instrument	202615362
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 SMITH AVE, MIDDLETOWN, OH 45044-5933

Mortgage

Document Number	0000015362,
Date	May 4, 2026
Book Page	10351/40
Instrument	202615362

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Feb 1, 2052

Interest

Rate	6.01%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	1612 SMITH AVE, MIDDLETOWN, OH 45044-5933
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 SMITH AVE, MIDDLETOWN, OH 45044-5933

Mortgage

Document Number	0000035275
Date	Nov 6, 2023
Book Page	10029/1614
Instrument	2023-00035275

Lender

Name	M & T BANK
Type	Bank
Address	14356

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Feb 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 7, 2022
Property Address	1612 SMITH AVE, MIDDLETOWN, OH 45044-5933
Document Number	0000005690
Book / Page	9803 / 1570
Instrument Date	Jan 28, 2022
Instrument	2022-00005690
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 SMITH AVE, MIDDLETOWN, OH 45044-5933

Mortgage

Document Number	0098031572
Date	Feb 7, 2022
Instrument	9803/1572

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000005814
Date	Feb 7, 2022
Book Page	9804/325
Instrument	2022-00005814

Lender

Name	THE CITY OF MIDDLETOWN
Type	Government Agency
Address	MIDDLETOWN, OH 45042

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (+1.86%)	$31,180 (-) Land $4,630 Building $26,550	$89,090 (-) Land $13,220 Building $75,870
2024	$1,610.00 (+0.63%)
2023	$1,600.00 (+51.66%)	$31,180 (+71.7%) Land $4,630 Building $26,550	$89,090 (+71.76%) Land $13,220 Building $75,870
2022	$1,055.00	$18,160 Land $4,630 Building $13,530
2020			$51,870 Land $13,220 Building $38,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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