Harford County property record for 1612 Shirley Ave, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 1950 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $316,000 (Apr 2022) |
| Tax Bill | $3,025 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-043129 |
| Primary APN | 01-043129 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Porch | Slab |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 043129 |
|---|---|
| Street Address | 1612 SHIRLEY AVE |
| City | JOPPA |
| State | MD |
| Zip | 21085-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 7 BLK 2 100X200 1612 SHIRLEY AVENUE GREEN ACRES 223/20 |
| Legal Subdivision | GREEN ACRES |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 301201 |
1612 Shirley Ave is owned and occupied by two individuals who bought it in April 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1612 SHIRLEY AVE, JOPPA, MD 21085-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2022 | Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on File |
| Deed Sale | Apr 28, 2022 · Amount on File |
| Prior Sale | Feb 23, 2016 · Amount on File |
| Deed Book / Page | 15488 / 442 |
| Prior Transfer Date | Apr 13, 2006 |
| Prior Transfer Doc | 0070270631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1612 SHIRLEY AVE, JOPPA, MD 21085-2516 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0159140388 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 15914/388 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 28, 2022 |
| Property Address | 1612 SHIRLEY AVE, JOPPA, MD 21085-2516 |
| Document Number | 0154880442 |
| Book / Page | 15488 / 442 |
| Map Reference | MB 7 FO 3 |
| Instrument Date | Apr 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1612 SHIRLEY AVE, JOPPA, MD 21085-2516 |
| Document Number | 0154880449 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 15488-0449 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 1612 Shirley Ave was $3,025, up 59% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,025.00 (+59.04%) | $272,100 (+23.36%) Land $60,000 Building $212,100 | $272,100 (-) Land $60,000 Building $212,100 |
| 2025 | $1,902.00 | $220,567 | $272,100 Land $60,000 Building $212,100 |
| 2023 | $117,500 Land $60,000 Building $57,500 | $117,500 Land $60,000 Building $57,500 | |
| 2022 | $1,320.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1612 Shirley Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1612 Shirley Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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