1612 Rutherford Rd, Marion, NC 28752 Property Records

McDowell County property record for 1612 Rutherford Rd, Marion, NC 28752

Property Summary

Property Type	Commercial
Details	4 ba · 9,410 sqft · built 1993
Lot Size	1.55 acres (67,500 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (Jul 2008)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Dec 2022 Transfer Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1711-14-22-8539`

Property Details

APN / Parcel Number

Primary APN	`1711-14-22-8539`
Alternative APNs	`48042` `79029`

Interior

Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	9,410 sqft Total Area
1st Floor Area	6,500 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	67,500 sqft (1.55 acres)
Lot Dimensions	225 ft deep x 300 ft wide

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	720 sqft
Canopy	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79029
Street Address	1612 RUTHERFORD RD
City	MARION
State	NC
Zip	28752-4761
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	1.60 AC (2 TCTS 1.40AC&0.20AC)
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1018
Census Tract	970500

Owner

1612 Rutherford Rd, a commercial property, is held in a trust since December 2022.

Source: McDowell County records, as of September 30, 2025

Owner of Record	Trust Name on File
Mailing Address	1612 RUTHERFORD RD, MARION, NC 28752-4761
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Intrafamily Transfer, Transfer
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Mar 16, 2018	Deed of Trust, Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2008 · Amount on File
Deed Sale	Jul 7, 2008 · Amount on File
Deed Document Number	20084385
Deed Book / Page	968 / 204
Last Transfer Date	Dec 14, 2022
Transfer Doc	0014210769
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Dec 14, 2022
Property Address	221 SOUTH, MARION, NC 28752
Document Number	0014210769
Book / Page	1421 / 769
Instrument Date	Dec 14, 2022
Instrument	2022007124
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 RUTHERFORD RD, MARION, NC 28752-4761

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1612 RUTHERFORD RD, MARION, NC 28752-4761

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	221 SOUTH, MARION, NC 28752
Document Number	0012540445
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 OLD NEAL RD MARION NC 287527077, MARION, NC 28752-7077

Mortgage

Document Number	0012540445
Date	Sep 10, 2018
Book Page	001254/000445
Instrument	4126

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	221 SOUTH, MARION, NC 28752
Document Number	0012390036
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1612 RUTHERFORD RD MARION NC 287524761, MARION, NC 28752-4761

Mortgage

Document Number	0012390036
Date	Mar 16, 2018
Book Page	001239/000036
Instrument	1145

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1612 Rutherford Rd was $2,331.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,331.00	$389,870 Land $125,000 Building $264,870
2023	$2,331.00	$389,870 Land $125,000 Building $264,870	$389,870 Land $125,000 Building $264,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1612 Rutherford Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1612 Rutherford Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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