1612 Mitchell Ave, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1612 Mitchell Ave, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,242 sqft · built 1920
Lot Size	0.119 acres (5,181 sqft)
Owner	2 Trust Names on File
Last Sale	$921,500 (Jul 2026)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`145LD E 016`

Property Details

APN / Parcel Number

Primary APN	`145LD E 016`
Alternative APN	`0000071103`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,242 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,181 sqft (0.119 acres)
Lot Dimensions	133 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000071103
Old Parcel Number	145LDE 016
Street Address	1612 MITCHELL AVE
City	CHATTANOOGA
State	TN
Zip	37408-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 97 FORT NEGLEY ADDN PB1 PG26
Legal Subdivision	FORT NEGLEY ADDN
Legal Lot Number	97
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1612 Mitchell Ave is owner-occupied and held in a trust since July 2026.

Source: Hamilton County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer CITY TITLE, BRIDGE CITY TITLE
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Jan 13, 2023	Deed of Trust, Mortgage · Non-Conforming Investor Loan ROCKPOINT BANK NA
Jan 13, 2023	Deed of Trust, Mortgage · Non-Conforming Investor Loan ROCKPOINT BANK NA
Dec 5, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 17, 2019	Loan Modification, Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Dec 5, 2024 · Amount on File
Deed Document Number	2026190
Deed Book / Page	14373 / 128
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 17, 2026
Property Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218
Document Number	0000000190
Book / Page	14373 / 128
Instrument Date	Jul 14, 2026
Instrument	2026190
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	CITY TITLE, BRIDGE CITY TITLE

Transaction

Amount	Amount on Record
Tax	$344,364.55
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000349
Date	Apr 4, 2022
Book Page	12909/389
Instrument	2022040400349

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 HAVEN OAKS TRL, SIGNAL MOUNTAIN, TN 37377-5500

Mortgage

Document Number	0000000136
Date	Jan 13, 2023
Book Page	13189/41
Instrument	2023011300136

Lender

Name	ROCKPOINT BANK NA
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	83 Months
Due	Dec 27, 2029

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218

Mortgage

Document Number	0000000141
Date	Jan 13, 2023
Book Page	13189/82
Instrument	2023011300141

Lender

Name	ROCKPOINT BANK NA
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	83 Months
Due	Dec 27, 2029

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 5, 2024
Property Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218
Document Number	0000000169
Book / Page	13780 / 450
Map Reference	MB 1 PG 26
Instrument Date	Dec 3, 2024
Instrument	2024120500169
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218

Mortgage

Document Number	0000000170
Date	Dec 5, 2024
Instrument	2024120500170

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1612 MITCHELL AVE, CHATTANOOGA, TN 37408-1218
Document Number	0501000122
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4749 SUSSEX LN CHATTANOOGA TN 374211115, CHATTANOOGA, TN 37421-1115

Mortgage

Document Number	0501000122
Date	May 1, 2019
Book Page	011628/000950
Instrument	190501000122

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Term	36 Months
Due	Apr 30, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1612 Mitchell Ave was $3,398.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,398.00	$224,250	$897,000 Land $100,000 Building $797,000
2023	$1,393.00	$62,300 (-)	$249,200 (-) Land $50,000 Building $199,200
2022	$1,393.00	$62,300	$249,200 Land $50,000 Building $199,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1612 Mitchell Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1612 Mitchell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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