1612 Mill Creek Rd, Todd, NC 28684 Property Records

Ashe County property record for 1612 Mill Creek Rd, Todd, NC 28684 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3,320 sqft · built 1972
Lot Size	0.761 acres (33,149 sqft)
Owner	Individual Name on File
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13198-068`

Property Details

APN / Parcel Number

Primary APN	`13198-068`
Alternative APN	`11583`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	3,320 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Lot Area	33,149 sqft (0.761 acres)

Location & Zoning

Account Number	11583
Street Address	1612 MILL CREEK RD
City	TODD
State	NC
Zip	28684-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.761 A FROM MABEL SCOTT RT 1109 (DIRT)
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	4
Census Block	4033
Census Tract	970701

Owner

Source: Ashe County records · APN 13198-068

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1612 MILL CREEK RD, TODD, NC 28684-9227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1612 MILL CREEK RD, TODD, NC 28684-9227
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00513/1101
Date	Jun 22, 2020
Book Page	513/1101
Instrument	2774

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 09, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,432.00 (+3.92%)	$268,200 (-) Land $28,300 Building $239,900	$268,200 (-) Land $28,300 Building $239,900
2023	$1,378.00 (+13.14%)	$268,200 (+48.09%) Land $28,300 Building $239,900	$268,200 (+48.09%) Land $28,300 Building $239,900
2022	$1,218.00	$181,100 Land $30,000 Building $151,100	$181,100 Land $30,000 Building $151,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.