1612 Gablehammer Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1612 Gablehammer Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft · built 1963
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jan 2010)
Tax Bill	$2,720 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-007198`

Property Details

APN / Parcel Number

Primary APN	`06-007198`
Alternative APNs	`6007198` `007198`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Total Area
Basement Area	686 sqft
Finished Basement	686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	007198
Street Address	1612 GABLEHAMMER RD
City	WESTMINSTER
State	MD
Zip	21157-3952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT- 22651 SF 1612 GABLEHAMMER RD WESTMINSTER
Legal Subdivision	MANCHESTER
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1005
Census Tract	506102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1612 GABLEHAMMER RD, WESTMINSTER, MD 21157-3952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Feb 10, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2010 · Amount on Record
Deed Sale	Jan 25, 2010 · Amount on Record
Prior Sale	Aug 17, 2001 · Amount on Record
Deed Document Number	201091897
Deed Book / Page	6081 / 4101
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1612 GABLEHAMMER RD, WESTMINSTER, MD 21157-3952
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 GABLEHAMMER RD, WESTMINSTER, MD 21157-3952

Mortgage

Document Number	0109070045
Date	Oct 17, 2022
Book Page	10907/45

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Mar 1, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	1612 GABLEHAMMER RD, WESTMINSTER, MD 21157-3952
Document Number	0086410162
Book / Page	008641 / 000162
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 GABLEHAMMER RD WESTMINSTER MD 211573952, WESTMINSTER, MD 21157-3952

Mortgage

Document Number	0086410162
Date	Mar 23, 2017
Book Page	008641/000162

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,720.00 (+13.81%)	$237,533 (+29.02%)	$296,400 (+42.43%) Land $99,300 Building $197,100
2025	$2,390.00 (+14.9%)
2023	$2,080.00 (+7%)	$184,100 (+6.97%)	$208,100 (+20.92%) Land $81,500 Building $126,600
2022	$1,944.00	$172,100 Land $81,500 Building $90,600	$172,100 Land $81,500 Building $90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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