Waynesboro City property record for 1612 D St, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 871 sqft · built 1996 |
| Lot Size | 0.136 acres (5,953 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Sep 2022) |
| Tax Bill | $2,198 (2026) |
| Deeds & Mortgages | Sep 2005 Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48 1 178-4 |
| Primary APN | 48 1 178-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 871 sqft Living Area |
| 1st Floor Area | 830 sqft |
| Basement Area | 830 sqft |
| Finished Basement | 830 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,953 sqft (0.136 acres) |
| Terrain | Above Road/Slope |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 160888 |
|---|---|
| Street Address | 1612 D ST |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-5 |
| Legal Description | BLOCK 178 LOT 4 BCMM&L |
| Legal Subdivision | FOREST SD |
| Legal Block | 178 |
| Legal Lot Number | 4 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 3200 |
1612 D St is owned and occupied by two individuals who bought it in September 2022.
Source: Waynesboro City records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1612 D ST, WAYNESBORO, VA 22980-4298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2005 | Deed of Trust, Mortgage · ARM ENCORE CREDIT CORP |
| Sep 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY LLC |
| Jun 26, 2020 | Warranty Deed, Transfer · FHA Mortgage C&F MORTGAGE CORPORATION |
| Sep 15, 2010 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on File |
| Deed Sale | Sep 26, 2022 · Amount on File |
| Prior Sale | Jun 26, 2020 · Amount on File |
| Deed Document Number | 20222729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 1612 D ST, WAYNESBORO, VA 22980-4298 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00500/3062 |
|---|---|
| Date | Sep 8, 2005 |
| Book Page | 500/3062 |
| Name | ENCORE CREDIT CORP |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.79% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2007 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Sep 26, 2022 |
| Property Address | 1612 D ST, WAYNESBORO, VA 22980-4298 |
| Document Number | 0220002729 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 220002729 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1612 D ST, WAYNESBORO, VA 22980-4298 |
| Document Number | 0220002730 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 220002730 |
| Name | GUILD MORTGAGE COMPANY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Number | 0220002731 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 220002731 |
| Name | GUILD MORTGAGE COMPANY LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Jun 26, 2020 |
| Property Address | 1612 D ST, WAYNESBORO, VA 22980-4298 |
| Document Number | 200001627 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 200001627 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | LILLY TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1612 D ST, WAYNESBORO, VA 22980-4298 |
| Investor | Possibly a Property Investor |
| Document Number | 200001628 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 200001628 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0200001629 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 200001629 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Sep 15, 2010 |
| Property Address | 1612 D ST, WAYNESBORO, VA 22980-4298 |
| Document Number | 01000/1917 |
| Book / Page | 1000 / 1917 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0010001918 |
|---|---|
| Date | Sep 15, 2010 |
| Instrument | 1000/1918 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1612 D St was $2,198, up 6.1% from the year before.
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,198.00 (+6.08%) | $252,700 (-) Land $36,000 Building $216,700 | $252,700 (-) Land $36,000 Building $216,700 |
| 2025 | $2,072.00 | $252,700 Land $36,000 Building $216,700 | $252,700 Land $36,000 Building $216,700 |
| 2023 | $1,710.00 | $222,100 Land $33,500 Building $188,600 | $222,100 Land $33,500 Building $188,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1612 D St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1612 D St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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