1612 Chatam Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 1612 Chatam Ct, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,308 sqft · built 1993
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Sep 2023)
Tax Bill	$12,115 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1466-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1466-5`
Alternative APNs	`03-28-16-19688-001-0700` `281603196880010700` `162803196880010700` `R21062`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,308 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	2,308 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	148 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	310 sqft
Deck Area	552 sqft
Patio Area	552 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21062
Street Address	1612 CHATAM CT
City	OLDSMAR
State	FL
Zip	34677-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	CROSS POINTE BLK 1, LOT 70
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	1
Legal Lot Number	70
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27325

Owner

1612 Chatam Ct is owned and occupied by two individuals who bought it in September 2023.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1612 CHATAM CT, OLDSMAR, FL 34677-5228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GTE FCU
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Mar 26, 2020 · Amount on File
Deed Document Number	2023229325
Deed Book / Page	22555 / 1492
Prior Transfer Date	Nov 4, 2011
Prior Transfer Doc	0182292042
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 6, 2023
Property Address	1612 CHATAM CT, OLDSMAR, FL 34677-5228
Document Number	0225551492
Book / Page	22555 / 1492
Map Reference	MB 106 PG 49
Instrument Date	Jul 24, 2023
Instrument	2023229325
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	ACR TITLE GROUP LLLP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 N NASHUA TER, INVERNESS, FL 34453-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 CHATAM CT, OLDSMAR, FL 34677-5228

Mortgage

Document Number	0225551494
Date	Sep 6, 2023
Instrument	22555/1494

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Margin	3
Max Rate	9.87%

Mortgage

Document Number	0225661989
Date	Sep 18, 2023
Book Page	22566/1989
Instrument	2023238944

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2038

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 26, 2020
Property Address	1612 CHATAM CT, OLDSMAR, FL 34677-5228
Document Number	0209382187
Book / Page	20938 / 2187
Map Reference	MB 106 PG 49-54
Instrument Date	Mar 23, 2020
Instrument	2020101093
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 SUNSET WIND LOOP, 1406, OLDSMAR, FL 34677-4826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 CHATAM CT, OLDSMAR, FL 34677-5228

Mortgage

Document Number	0209382189
Date	Mar 26, 2020
Instrument	20938/2189

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1612 Chatam Ct was $12,115, up 9.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,115.00 (+9.57%)	$663,723 Land $166,534 Building $497,189	$663,723 Land $166,534 Building $497,189
2024	$11,057.00 (+11.08%)
2023	$9,954.00 (+13.89%)	$622,982 (+23.65%)	$622,982 (+23.65%) Land $230,587 Building $392,395
2022	$8,740.00	$503,841	$503,841 Land $205,480 Building $298,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1612 Chatam Ct in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1612 Chatam Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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