1612 Bent Tree Ave, Bowling Green, KY 42103 Property Records

Warren County property record for 1612 Bent Tree Ave, Bowling Green, KY 42103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,673 sqft · built 1989
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`051C-08-016`

Property Details

APN / Parcel Number

Primary APN	`051C-08-016`
Alternative APNs	`W0017200` `298042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,673 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	305 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	454 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1612 BENT TREE AVE
City	BOWLING GREEN
State	KY
Zip	42103-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BENT TREE ESTATES
Legal Lot Number	16
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2018
Census Tract	11401

Owner

1612 Bent Tree Ave is owned and occupied by two individuals.

Source: Warren County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1612 BENT TREE AVE, BOWLING GREEN, KY 42103-6235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Aug 6, 2019	Deed of Trust, Mortgage · VA Mortgage COGENT BANK
Nov 8, 2018	Deed of Trust, Mortgage · VA Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1612 BENT TREE AVE, BOWLING GREEN, KY 42103-6235
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 BENT TREE AVE, BOWLING GREEN, KY 42103-6235

Mortgage

Document Number	0M3367/921
Date	Apr 6, 2023
Book Page	M3367/921
Instrument	1993374

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1612 BENT TREE AVE, BOWLING GREEN, KY 42103-6235
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M3099/758
Date	Feb 11, 2021
Book Page	M3099/758
Instrument	1176029

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1612 BENT TREE AVE, BOWLING GREEN, KY 42103-6235
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2973/157
Date	Apr 17, 2020
Book Page	M2973/157
Instrument	1136914

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1612 BENT TREE AVE, BOWLING GREEN, KY 42103-6235
Transaction Type	Mortgage
Record Updated	Sep 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2900/716
Date	Aug 6, 2019
Book Page	M2900/716
Instrument	1096917

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1612 BENT TREE AVE, BOWLING GREEN, KY 42103-6235
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2840/626
Date	Nov 8, 2018
Book Page	M2840/626
Instrument	980216

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1612 Bent Tree Ave was $3,480.

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00	$413,150	$413,150
2023	$2,529.00	$295,000	$295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1612 Bent Tree Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1612 Bent Tree Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Stupp Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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